Well, Dune, I don't know this lady's circumstances any more than you do.
But maybe she was terminally ill? In which case, it's not the end of the world if she's allowed a smoke in her final days, is it?
Her treatment wouldn't cost any more than if she no longer smoked, if she was terminally ill.
Maybe we should have 3 strikes and you're out for sports-related injuries?
Just as heartless.
Oh - and if she was terminally ill - maybe the drip had morphine? To ease her pain?