dune

Before I went to Uni I did agency work packing funiture and because I was a grafter got "promoted" to work for a pot pouri producer - trudging through dried flowers with a watering can of concentrated perfume. I ponged like ****ters parlour on the bus on the way home. Did one day then told them to stick it. Also worked on the bins. Really hard work literally running the whole time to get done. That said it was alright and I enjoyed being out in the fresh air (when it wasn't raining) and fortunately was there at Christmas so got loads of free booze and other goodies and a share of the cash tips.

The point about getting a decent return on investments is a valid one. At the minute it's very turbulent out there. I've taken a chance and put my additional investment (additional to my final salary scheme) into equities with 35% UK and 65% worldwide (mainly in the US) in the hope that we're over the worst. Greece and sovereign debt elsewhere is the big concern. If I was coming up for reitirement i'd go for corporate bonds.

I thought such people were automatically enrolled in the state second pension. Company pension schemes almost always beat private pension schemes and the state second pension in terms of value so anyone that turns one down is an idiot. By the time you factor in the reduced tax/national insurance you don't pay much more.

It's your schemes rules. They already do. If you pay additional voluntary contributions you pay less income tax and national insurance and you can take the full amount as a tax free lump sum up to 25% of your lifetime allowance.

Get a Larsen trap.

This video sums it up perfectly. Bridge too far would do well to take heed.

If you've ever heard the Cortese song you will know that we've already plunged to a depth that cannot be beaten.

Can someone please sumarise anything interesting said on this thread please. Read page 1 and can't be arsed to read the subsequent pages.

She's alright until she opens her mouth. Common as muck.

I'll have to check his twitter profile to see if he's sporting a new wristband.

The last I heard he was knocking off some foreign bird. I don't think she was very fussy.

Well said.

This doesn't make sense.

I'm sorry your bajesty, i was speaking from recollection, and yes you are right it was about the world cup. That all changes nothing. He's still a ****. Even if you don't think the original comment was good enough reason to hate him, the fact he then failed to stand by his honest opinion makes him an indisputeable ****. Anyone that waivers from their beliefs is a ****.

And I hate him even more for being a drip that doesn't stand by his opinions.

Why you should hate Murray... http://news.bbc.co.uk/1/hi/5128028.stm

Murray, in his early days (before he realised the money to be made from English tennis fans) said he always hoped England lost in sporting events. I remember this and am now enjoying seeing him lose.

Oh dear, Nadal has broken the scottish blokes serve. And it all went quiet on murray mount.

I've noticed the audiences tend to be overpopulated with nerdy leftwing students. Go along Mikey, you'll make some new friends.

Why does the camera keep showing that ugly lesbian with scottish flags poking out of ears?

Oh dear, Nadal is perfectly fit and the scottish bloke is injured. Shame.

ooops, wrong thread.

So long as it's not one of those revolting sweet real ales.

I hope they have alpines unusual shirt size in stock when the new kit is released. He won't be happy if he has to wait again.