Turkish

We can stop it, if everyone just paid a bit more in tax.......

so is this thread. Which is ironic.

thank you guys, some good advice, much appreciated.

As you can probably tell I’ve got no idea about most of this stuff so really need to do some research. I should be mortgage free with a decent pension by the time I’m sixty if all goes according to plan so the idea was to downsize and use some of the pension pot to make some investments and work 2-3 days a week either on a consultancy basis or in a fairly easy job to keep ticking over so when I started to look into the tax implications it put a dampener on it all. Need to do some more research on stuff like SIPP, ISAs etc. Still got a a fair bit of time left but we all know how quick that goes

So they can’t take more off you when you need it

It makes you wonder what the point is. Might as well just rent somewhere for the rest of your life and bum off the state. I pay crazy amounts in income tax every year and very year they always want more as i posted the other day. They’ll take your pension off you you’ve worked all your life for and been told you had to have and if you want to leave anything to your kids they’ll take a good chuck of that off you too.

thanks for the info, as i thought then. They find a way to get you dont they. Seems crazy that they'd tax you for putting more into your pension when you're actually easing the burden on the country for the future. What happens if you take out a lump sum early? I've got a couple of pension plans one is a good one which i intend to keep going until i retire but the other is from an old employer, is a lot smaller but apparently i can cash it in in 7 years time the full amount would take about 3-4 years off the mortgage. Assume i'll be taxed a lot on it if i cash it in?

any pension experts out there? is it really correct that if your personal pension exceed the annual limit you pay tax on it? Even though you’ve already paid tax on when contributing towards it from your wages? also inheritance tax is a £300k threshold and anything over that you pay 40% on correct?

😂😂😂😂😂 you beat me too it thought exactly the same thing, good work mate

No but I saw Eminem at the Maple leaf

I was at the Stone Rose gig too, awesome night. When they did Paint in Black the crowd went mental. Nick Jagger such a good guitarist

Yes me and 20,000 others packed the Joiners that night

Who were the people raving about his heavy metal football. I don’t remember anyone but as there were “lots on here” I’m sure you can

The 6-1 home loss in the league cup against Liverpool was a tough one to take. Under Koeman and we had a great team but Steven Caulker had a mare Steklenburg in goal even worse, I think Liverpool scored with every shot on target and had to endure the pundit going on about how brilliant they were. When in truth they weren’t that great just one of those days when everything they hit went in

What day that was. I was there and then went to the joiners to see Nirvana that evening 👊👊👊

Good the one we’ve got is shite

Lions do not ask for the opinions of Gazelles

Better to live one day as a lion than 100 as a sheep

according to his stats he's 75kg which means based on what i've recently learnt about premier league strength and conditioning he should be able to squat c112.5kg and deadlift 150kg, i may be wrong be he doesn't look like he could.

sounds like he's having a paddy about not letting him join a relegation rival (well a team that will probably also go down) only a few months after signing a long term deal.

better to be someone for a day than no one for a lifetime.

i expect our new technical director will have a secret dossier of managers he's tracked for ages that only he has access to that he will want to bring in if he has anything about him

Sold to the highest bidder #playertradingclub

Bro cooks he’s knows ball.