Baj Posted 20 April, 2010 Share Posted 20 April, 2010 So, 5 years of payments and my 02 Passat is mine in June. What would others do in this situation, I've checked and its worth around £3k, £2.5k if px at a dealer. I dont mind pxing it, but id rather go for a cardealer finance than a loan, gonna get MUCH better rates can afford about £200 a month, since thats pretty much what the last car was Should I keep it and run it to death, or cash in now and upgrade? Any other ideas or opinions welcome. Link to comment Share on other sites More sharing options...
Michelle Posted 20 April, 2010 Share Posted 20 April, 2010 Mine is up next June, I have every intention of upgrading as soon as it's done! Link to comment Share on other sites More sharing options...
Baj Posted 20 April, 2010 Author Share Posted 20 April, 2010 fair enough. Yeah, mine will be more of an upgrade than a complete change in car, probably stick with a passat / a4 / avensis and maybe to an estate. Link to comment Share on other sites More sharing options...
Arizona Posted 21 April, 2010 Share Posted 21 April, 2010 So, 5 years of payments and my 02 Passat is mine in June. What would others do in this situation, I've checked and its worth around £3k, £2.5k if px at a dealer. I dont mind pxing it, but id rather go for a cardealer finance than a loan, gonna get MUCH better rates can afford about £200 a month, since thats pretty much what the last car was Should I keep it and run it to death, or cash in now and upgrade? Any other ideas or opinions welcome. Thought you'd already done that. Link to comment Share on other sites More sharing options...
St Landrew Posted 21 April, 2010 Share Posted 21 April, 2010 Obviously, I can't speak for your personal preferences, for instance, you may like to buy new. From an environmental perspective, buy a good secondhand smallish, economical vehicle and run it into the ground, or until it gets within sight of costing you more to run than it is worth. Then recycle it. Link to comment Share on other sites More sharing options...
saint_stevo Posted 21 April, 2010 Share Posted 21 April, 2010 I have a Golf for sale..................... Link to comment Share on other sites More sharing options...
JonnyLove Posted 21 April, 2010 Share Posted 21 April, 2010 Are you looking at New? if not a nearly new BWM or Merc is will within your £200 budget with the pxing of your car. (I know as this is what I have done) Link to comment Share on other sites More sharing options...
Baj Posted 21 April, 2010 Author Share Posted 21 April, 2010 hmm, interesting... I dont know much about bmw's if I'm honest, would I (if going from a passat) be looking at a 3 or 5 series? is that right? whats the difference? Link to comment Share on other sites More sharing options...
Scudamore Posted 22 April, 2010 Share Posted 22 April, 2010 hmm, interesting... I dont know much about bmw's if I'm honest, would I (if going from a passat) be looking at a 3 or 5 series? is that right? whats the difference? One's bigger than the other. Christ you really don't know cars! On a serious note BMWs go and go and go and go... ...then eventually blow up Link to comment Share on other sites More sharing options...
JonnyLove Posted 22 April, 2010 Share Posted 22 April, 2010 3 Series is a little bit smaller that the passat, However I am impressed with the boot space I get from a saloon. 5 is a very large car I can also say the the fuel economy on my 320D is actually very very good. (and it is not even a ED model) Link to comment Share on other sites More sharing options...
scotty Posted 22 April, 2010 Share Posted 22 April, 2010 One's bigger than the other. Christ you really don't know cars! On a serious note BMWs go and go and go and go... ...then eventually blow up thats true, I spend more than half of my working day on the road, my bmw 523 has 210k on the clock and still runs like new. I probably ought to change it but just cant be arsed, if the passat is going ok use the 200 quid youre not spending every month to whack your mortgage down a bit. Or take your bird out more often Link to comment Share on other sites More sharing options...
Patrick Bateman Posted 23 April, 2010 Share Posted 23 April, 2010 Are you looking at New? if not a nearly new BWM or Merc is will within your £200 budget with the pxing of your car. (I know as this is what I have done) Yes, but you must have put down a hefty deposit and have it BMW Select or something if your monthly repayments are that low?? Link to comment Share on other sites More sharing options...
Patrick Bateman Posted 23 April, 2010 Share Posted 23 April, 2010 So, 5 years of payments and my 02 Passat is mine in June. What would others do in this situation, I've checked and its worth around £3k, £2.5k if px at a dealer. I dont mind pxing it, but id rather go for a cardealer finance than a loan, gonna get MUCH better rates can afford about £200 a month, since thats pretty much what the last car was Should I keep it and run it to death, or cash in now and upgrade? Any other ideas or opinions welcome. To be honest, it won't lose much more value for the next 5 years, so unless there is anything major wrong with it (cambelt, tyres, discs etc), then you may as well keep it as a commuting wagon and destroy it. I wish I had done that more in the past!! Cars are such a bloody waste of money. Having said that, the 320d BMW will give you almost 60mpg, so if you did have any costs coming up, it's worth looking at the saving you'd get in fuel and BMW's 2 year servicing plan etc. Link to comment Share on other sites More sharing options...
Baj Posted 23 April, 2010 Author Share Posted 23 April, 2010 cheers PB. Yeah, I'll keep it now for a while longer at least, a) the ex-wife is saying she wants half of whatever i sell it for, the ***** and b) i sorta re-ended someone yesterday and ****ed my grille up, so need to get that fixed first Link to comment Share on other sites More sharing options...
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