Bought a phone off FLEEbay, which turned out to be fake.
Claimed off the Paypal insurance - they would only have paid me £150 - but they refused to cough up, claiming I hadn't proved the phone was a fake [it wasn't even a good one!!!].
So went to the financial ombudsman - paypal didn't believe my threat that I would - and sent me a stroppy letter once the Ombudsman contacted them, saying they would pay me nothing at all.
The ombudsman - called Lee Bowyer!! - agreed with me that the phone was very dodgy, and ordered them to pay back all of my money!!
Happy Dayz.