Definitely the two loans as part of the Osvaldo deal, ok c'est la vie then.
If, as Guan says, the 70mill includes wages then on an average of a 3 year deal at 30k per week our 4 incomings will knock 19mill off the transfer kitty, so we should still have another 50 mill to spend (less agents fees), average of 12mill a player? We can get very decent quality for that.