Just accept the fact that you've been proved wrong comrade and that you selective use of figures has been shown up to be bullshiiit.
The question I posed, and that you have very helpfully proved for me, is that interest rates were way, way higher between 1989 - 1993 that anytime post 1997 and that house repossession skyrocketed.
The exact opposite to the suggestion made by the other poster.
You do make it for t0o easy for me comrade.