On my online account service, my 'current cleared funds' are consistently declared by Barclays as being £1 less than my actual a/c balance.
Now, I know that I have nothing outstanding and no payments due for £1, and frankly the money isn't technically missing from my account, but could Barclays be doing this to 'overstate' their 'health' in these credit crunch non recession times??
For example, if they understate 10 million accounts by £1, they can surely say that they have £10million more working capital can't they??