Crouchie's Lawyer

Worst.thread.ever

I ferkin hate the OS

Booo, he used us by returning to the club citing his wanting of a new deal with us to then play in friendlies and gain match fitness marketing himself to get another club with no actual intention to sign a contract with us. IMO out of contract players (unless obtained away from SFC - eg Murty) should not be allowed to play in friendlies until they have committed to us.

John Tickle

I imagine he realised that after BC didnt offer him a contract and there was limited interest from anywhere significant, he realised that by going back to SFC cap in hand saying he would stay, he would be offered a contract which he could ponder for a couple of weeks, all the while getting fitter in training and also gaining match fitness in preseason while affectively marketing himself to other teams. Showing them he can still score goals and do a job. It has worked. Allegedly, Palar$e are now in for him and he can simply turn around and decline the contract. Rasiak is in a different poistion as I mentioned earlier as he is still under contract.

I was thinking this exact same thing after reading the BBC article on him. Wanted by Barnsley, Donny who yes at present are bigger teams but with our backing and set up, will not be for much longer. He is a proven striker at this level with Scunny and although he is not likely to be cheap, we can surely afford to spunk out on him now we have a bit of dough?! Especially if Johns wages are off the books and Saga's and Rasiaks are likely to follow. The best times of Sharpes career have been in L1, so maybe that is enough to tempt him back. Im disappointed to see John go and it looks as if he realised that he would need to use us for his preseason fitness and also to be placed in the shop window so told us he wants to stay. AP then plays him, giving him match fitness and affectively marketing him while he 'ponders' a contract he knows he will never sign. It's one thing playing him and another playing Rasiak who I believe has time left on his contract, so it is in the best interests of both parties for us to play Rasiak and market him if we are looking at cashing in on him. John should not have been allowed to play until a new contract was signed as he is a free.

Yeah good luck mate let me know how you get on

Sorry I have taken a while to see this thread. Dont get on here much anymore. Yes JL you are in a position to effectively get your loan deemed unenforcable. The simple version is that without the original CCA, technically (if as DSM says the loan was taken out before 01.04.07) you can argue that the loan shouldnt stand. There are a lot of companies out there which will do this for you. Some charge fee's, others seemingly dont. I used to work for one of these companies, still technically do but trying to convince people this is an actual loophole which will write off their debts should they wish to and getting them to part with cash upfront is very difficult. As you can imagine, most people think it is too good to be true. F*ck what people like Rattlec*ck says, as many others have pointed out, the banks will and frequently do screw their clients. They have no regard for banking practises and law and often employ monkeys to do important jobs with poor training so mistakes are also often made. They are very poor at rectifying these mistakes if it will cost them money too. The simple fact of the matter is that they have in many cases, not complied with a legal agreement that they have made with the client. People get off with things on technicalities all the time, just look at our justice system. For what it is worth, if you follow the advice on money experts website, you should be able to do it yourself which will save you a lot of time. If you cant be bothered to do it yourself, then pay one of these companies to do it for you. It will be quicker. In terms of your credit file, the credit reference agencies are only provided information on a voluntary basis from the banks. They do not have to share that information with each other but have agreed to, to basically cover their own backs, however, there is laws (such as the banking code) which permits banks from effectively black listing you (putting a default / CCJ) against you if the debt is classed as unenforcable. However, again, this is something the banks dont give two hoots about. They have broken this rule and even after conceeding that the loan is deemed unenforcable and they wont get their money back, have tried to screw clients by messing up their credit file. If this happens, you can take them to court as they are in direct breach of the banking code. I would also note, that they can and most certainly will still chase the debt after it's deemed unenforcable. They will hope that their pressure and you possible lack of understanding will mean they can recoup some if not all of their money by constantly chasing you and possibly passing the job onto a debt recovery firm. Again, not something they are allowed to do but have total disregard for the laws. You will also need to sever all ties with the bank too because they could get sh!tty with you and be really nit picky with their dealings with you. Finally, I would note that at present, the debt will actually always appear on your credit file. I believe this is something the industry are fighting to have changed and so that when the debt is deemed unenforcable and you have the letter from the bank, it will be removed from your credit file. At present, I am led to believe the debt will still show on your file and if you are familiar with how a credit file looks you will understand the following: Bank Loan Balance £5000 Term 36 months 00000000000000UUUUUUU Im not 100% sure what the U stands for (quite possibly unenforcable, but it has been around for a while now so may not be that) but essentially it means the balance is still there but the loan has stopped. This could have issues when you come to apply for further credit as the monkey assessing your current debts will find this and put it in your outgoings (even though it isnt) so it will further boost your liabilities meaning you will have less affordability which could affect the decision. Hope that helps, if you have any more questions, feel free to PM me, although as I said, I dont get on here much anymore so may take a few days to contact you back.

Woah there cowboy, my (late) grandfathers name was Ted Rogers! I can safely say it is not him though (unless reincarnation can happen?!) However have people seen our Wikipedia page? 'Southampton fc' under the boardroom section. Appears to have been edited today to say the Pinnacle bid is falling apart and next in line are Fat Boy Photocopier and another German/Swiss consortium. I added the very last bit to that section though

So nobody else went straight down the bookies and put money on that then? Meh, your loss, I made an easy ton!

That is all

No, like every other bloody thread on this site, the initial question/point never really gets answered and you have to trawl through posts and posts of useless tripe not associated to Saints let alone the original topic and 9 times out of 10 ends up in a Lowe/Wilde/Crouch argument or whether you were a 'stay away fan' or not. :roll:

Did you not think that both cretins (Lowe & Wilde) knew about the financial mess the club was in and that in no time at all, the PLC would go into administration and they would lose the value of all their shares? Had they invested into the club (something I know they do not comprehend, after all a football club is for taking from right? Not putting into, thats absurd) we would have staved off administration and potentially come out of it smiling. While I agree it could have just delayed the inevitable and Lowe & Wilde would have eventually lost the value of their shares and the £2m, they were not prepared to try, and rather loved sitting on their perches pretending to be gods. Cutting your nose of to spite your face perfectly sums it up IMO. Crouch is the only one to have put his hands in his pockets and I think most intelligent fans appreciate this and applaud the man.

Who has the highest ranked brute? My one is 10600 in the world

Peep's still playing this? I just wee w!lly winkled all over Barfy74. Bring it bi@tches! http://i-enjoy-pain.mybrute.com

And strange lack of right nipple...

Gordon Brown & Joe Jordan Scottish t*ts too

How do MB, I have read this over and over again but dont know what you mean? Do you mean the original posters previous 'prediction' posts have never come off?

And to think all the SOS funds and bucket money will fund these mugs summer holidays is a joke.

Completely agree JM. Albeit we deserve punishment for what we have done, I dont think teams should be able to in affect limit the pain from the punishment they receive. Yes we have both been hit with a -10 point penalty, but ours hurts more than theirs and that is not fair. Teams should as you say be forced to take the 10 points the current season if going into admin before the deadline and forced to apply next season if you go into admin any time after the deadline!

We drew?! Get in... (Yes I know we lost.... admin obviously didnt though...)

With nothing to play for we got turned over by Forest. Wotte should have made sure that the team worked their socks off to repay the faith of the fans but yet again, we are let down. I just prey that the new owners get rid of this dutch chump

How do you join your clan?

OK, having now had a few days to play on this, and a lot of spare time, I have over 10 Brutes (mainly used so I can become Pupils to my other Brutes to gain extra experience). Top Tip... You can still gain experience points fighting people up to two levels below you, so dont waste time/effort losing against people your level, find people who are a level or two below you and kick their as$es like a school yard bully. Gives me great pleasure... I won my first 6 fights with the 3 characters I tried this with... http://Ronnie-Kray.mybrute.com http://Reggie-Kray.mybrute.com http://sister-kray.mybrute.com A couple of my favourites though are: http://jillywhopper.mybrute.com http://greystonesben.mybrute.com http://lasham.mybrute.com http://clunj.mybrute.com (Yes I was bored)

mmmmmmm T*tty stretch marks... nice