Whitey Grandad

I rest my case.

Will you never learn. Statistics are irrelevant!

Stats? 😂😂😂😂😂

But it wouldn’t be a settled settlement. Russia would keep nibbling away.

But who will inherit your farm?

I feel sick too 😳

If only it were all that simple. From The Times this morning. “NHS driving decline in public sector productivity“ “The NHS has driven declining efficiency and remains 18.5 per cent less productive than before the Covid lockdown, the figures suggest.“

If he really wants a move away then he needs to be a modest professional and knuckle down to the hard work of earning lots of money. He is deterring other employers.

Isn’t ’The Laughing Sheep’ an obscure French cheese?

He’s teaching them how to sulk.

Reading the Sun means much the same. 😏

Yep. Enjoy it while you can.

“Duck and Cover” they Used to teach us in the 1950s.

See you there and then. If I can be asked.

More about it here, https://www.gov.uk/tax-on-your-private-pension/lump-sum-allowance Bear in mind that this lot are so desperate for money that they will steal it off anyone and everyone. It used to be the case that the government was worried about an aging population not being able to support itself so they encouraged everyone to build up their pensions and even made employers introduce Auto-Enrolment. They forgot to mention that they would be back to steal it later. It used to be that having a pension fund was important planning for Inheritance Tax purposes but now that this lot have said that they will include pensions in your estate for Inheritance Tax purposes it makes no sense to save for your old age. You might very well consider spending it all on having a good time and letting the State look after you if you are lucky enough to get old.

That’s a pity. Attitudes can be changed.

It’s a minefield. And the rules change on a whim more frequently than the wind.

Are you talking about when your pension is paid out to you? If so then yes, your pension is subject to the usual income tax rules. When you paid into your pension from your wages it was not taxed. The maximum you can contribute in one year tax free is now £60,000. (Please check these figures). The income Tax personal allowance is now (still) £12,750 and your state pension counts towards this. This threshold has been frozen since 2021/2022 and those receiving the State Pension are getting close to this. It’s called Fiscal Creep. There are a lot of those in the Treasury. Inheritance Tax is particularly pernicious. You have a personal allowance of £325,000 and everything above that is taxed at %40. When a spouse dies there is no tax on transfers to the surviving spouse and their allowance can be added to make a combined figure of £650,000. There is an extra allowance for your home if it is passed on to your children or grandchildren. It is grave robbing in its vilest form. Rummaging through the pockets of the dead before the descendants get a look in. Many countries have effectively abolished it. Don’t get me started 🤬 https://www.gov.uk/inheritance-tax

Remember what Arsène Wenger said.

Indeed they were but they are all capable footballers at their level.

Indeed. Especially forwards who run forwards.

Exactly. Who can forget Saturday mornings with all the build up atmosphere. Nothing will ever beat FA Cup It’s a Knockout. It used to be just about the only game all season that was televised live and at Wembley too! Nowadays it doesn’t even kick off at 3 o’clock.

I rather suspect that the fans of Bradford and Watford did.

What has happened to the magic of the FA Cup? Yesterday was a non-event for Saints and I can’t find any highlights on the main TV channels. This round doesn’t end until Tuesday evening and the draw for the next is Monday night on the One Show of all places. It’s not what it used to be.

But just look at what you achieved in such a short time!