Setanta were on Watchdog not long ago, although there is no contract you still have to give them a months notice, in writing if you want to cancel, which is in the very small print. Yet they convienently don't recieve the letter in time and try and take another direct debit, which by that time you would have cancelled, hence they chase you for it. In fact some people have been chased for several months worth as they reckoned they never even recieved a letter or email. Stick to your guns and don't pay.