Unbelievable Jeff

Here's a few now: 30 minutes http://www.zoopla.co.uk/#/for-sale/details/36222390?search_identifier=6a1ab748de3b7a7845bc280456a4ed90 45 minutes http://www.zoopla.co.uk/#/new-homes/details/34584245?search_identifier=2a8c7c7d70c39f8022055b5bddad3f9f

Agreed.

Houses are bigger and cheaper with more land in the US though, due to the amount of space they have to build them, and the frankly **** poor build quality. Plus, you could easily buy a 4 bed house for £325k within an hour of London.

100% agree, it is the deposits that are the issue, not the price of housing, which is why the above savings ISA'a will help people like yourself.

Sorry, what rules? A lot of poor but thick ****s benefitted from being born earlier and buying houses. I'm not biiching and moaning about that, because it's life, and life isn't fair. Apart from the privileged, which I don't think any of us fit into, you work as hard as you can to make your life better. I don't expect others to be disadvantaged so I can prosper, I'll just have to work harder to achieve those goals.

I agree it doesn't, and you have benefitted from it, but I am one of the generation that apparently can't afford to buy a house. I bought my first in 2010 at the age of 25, spent money doing that up (it was a shell), then bought the one I am in now. People can afford to buy houses, but the issue is people don't tend to want to save the deposit. I don't know anyone who has saved the deposit for a house that can't afford one. I wanted a house in London, but couldn't afford it so I moved out into the home counties, and thats how you afford a house. You move to the areas you can afford.

I've invested nearly £90k on improving my house, so yes I have earnt the increase in value. I've only lived there 2 years.

Ok, let's put it this way. My mortgage is £450k. My house is worth £600k. If we lost 30% on houseprices then if I wanted to sell it need to find about £40k to just pay off the mortgage. It'd screw me for about £200k. Stagnation I could deal with, as I wouldn't lose anything but anyway increase in value in the future.

When I say 'bankrupt', I obviously didn't mean 'bankrupt', but I meant it'd **** over half the country.

Your wiping value off the worth of their houses. If I was to lose 30% of the value of my house, I'd end up with a mortgage for more than the house is worth. I'd never be able to move, and I'd lose £150k I have in equity in the house. Plus, how would they actually do it?

Agree house prices are too high. Quick question though, HOW would we bring the prices of houses down without bankrupting half the citizens in the country.

First time buyer bonus... "There's also a help-to-buy ISA on the way, he says: "For every £200 you save for your deposit, the government will top it up with £50 more. It's as simple as this - we'll work hand in hand to help you buy your first home."

Labour want to bring it back though don't they?

Income tax threshold £10,800 next year, £11k year after. Threshold will rise above inflation for the higher rate tax.

Cancelled fuel duty increase set for September. Longest freeze for God knows how long.

1p off a pint.

Annual Tax returns gone, thank ****.

The above is what they are paying currently. I agree though, it needs to happen, reckon they'll bring in an extra £5b based on avoidance.

Trying to counter-act the Oil price issue with a number of investments and reliefs. Good call.

"Labour's claims that the government protects the interests of the rich are addressed by the chancellor highlighting that the top 1% of taxpayers will have to pay 27% of total income tax in 2015, up from 25% in 2010. "That is higher than in any one of the 13 years of the last government," the chancellor says. Interesting. Probably still not enough mind.

Same here, what a weird few posts...

Ha! Budgies tongues ahoy...

No ****, that's how I think of him. This is you:

Is that even anatomically possible?