Unbelievable Jeff

Definitely not

I'm only on £10k per annum, being self employed. But I think it also depends on where you live.

More tribal and primitive on here really.

People seem fixated on 67k per year, it's really not that much, but fine, if you can't even come up with any ideas or simple maths on it that's fine.

I think it's the opposite in all honesty.

Sounds it to me, so it's a case of renovating empty homes and making them available for sale. Considering its such an obvious, no brainer thing to do, I notice this thread is very quiet on workable solutions...

Blimey, not really though is it? Natural extrapolation?

How many would you build, where would you build them, how much is it going to cost and how are you going to fund it? Personally I think the only feasible way of increasing the number of homes at a low cost is to convert old disused office blocks into townhouses and flats. It's happened where I live with 3 blocks in the last year, and there is an abundance of these around, especially in the areas surrounding London.

Careful mate, don't want us Tory's getting a reputation....

Bearsy, bedridden? Not his brow that will need mopping, that's for sure.

So they could do your hair?

Blimey, don't even remember saying that, how long ago was that? Don't take it to heart too much!!!

It certainly was, not sure it's so good now. Got a bit too big once John Samuels left.

Ha, classic!

Pearson is an utterly horrible *****. No joke.

Back to the budget, looks pretty good at first glance.

Deep, man.

When buying new, yes.

Your background sounds exactly the same as mine and the missus.

No, but not many ordinary joes should be able to buy a first house in Twickenham, it's a very nice place. They could get a 2 bed flat for that a couple of miles away, in Stanwell, Feltham, Ashford etc.

To be fair, when I was at Noadswood (finished 2000) we were very good. The rest of the schools were pretty **** mind.

Oh yeah, agreed, but half that above! A few work bonuses, putting away £300 a month between you and you'd be there in 3 or 4 years. That's how we did it, but it's not quick and its not easy.

Strangely enough, that was the opinion the other way round. Schools and regional rivalry I guess.

"Hardley educated", that's what we used to call you lot!

Bloody hell, £250k for a 2 bed flat in Twickenham. Should be nearer £400k. I've not said it's not overpriced, I'm saying it's not why people aren't getting onto the ladder. And you don't need a 20% deposit, behave. 10% will do it.