bridge too far

Better use would be to hypnotise Rupey so he wanders out of SMS, trance like, chanting "I must resign, I must resign".

Does he mean Jonathan, Lord Marland by any chance? Would-be chairman of the ECB?

I found this - rates for the Daily Express: http://images.dailyexpress.co.uk/pdfs/Express%20factbook.pdf I couldn't find anything for my first search, the Guardian or for the Times

Where can I find the list of ideas? Is there any merit in consolidating it into one new thread or even a sticky / poll? Top marks to the OP but I wonder if now is the time to decide which (combination) of actions should be taken - the sooner the better now, don't you agree?

I think it's up to the suppliers to bring down the unit cost of pre-payment meters although I also think the Office of Fair Trading recently put pressure on them to do so, especially as it is usually the less well-paid who have to use them (not always, in case anyone accuses me of generalisation). http://www.ofgem.gov.uk/Media/PressRel/Documents1/Ofgem28.pdf

I don't think our financial year starts in April, does it? Interim / full accounts are normally June / December aren't they? If that's the case, I don't think the end of the tax year is significant.

This takes us back to posts concerning Jacksons Farm last summer (I think - or was it the summer before ) 1. A major contractor has a 'first call' on the land but I think that expires this year (April?) 2. Wasn't there some thought that, as the farm was gifted to the club, there might be a covenant on it, meaning that any proceeds wouldn't go to SLH? 3. It will be worth Jack Sh*t for development at the moment and any proceeds from its sale would be small beer.

When we lived in our flat, the ground rent was minimal (about £100 p.a. IIRC) but the management company tried to levy a service charge (to pay for repairs etc) of about £2K a year!

I think the role of the administrator is to keep the business as a going concern until a buyer can be found. The administrator also looks at assets and liabilities and uses one to pay the other. So football related debts will be paid first and then whatever's left over is divided amongst the creditors. If, for argument's sake, the administrator offers each creditor 1p for every £1 owed, HMRC will not accept this. They will object to the issue of the CVA. WIthout the CVA, the Football League will not grant the 'golden share' certificate. Without that certificate, the club will be subject to further points deduction on top of the points deduction for going into administration in the first place. That's my take on the matter FWIW, but please someone correct me if I'm wrong

That's my understanding. But if, as has been said, there is money put aside for tax debts, I guess they'll raid that first. What I don't know, and I'm sure someone will, is this. Assuming we're living off our overdraft, can the bank pull it as soon as we go into administration? If so, if that overdraft is financing our tax bill payments, does that mean, in fact, that we can't pay our tax bill?

That's right - there is no ground rent if there is a freehold. However, each of the owners should be paying into a fund to deal with things like buildings insurance, external repairs, redecorating 'common' areas etc. This is why the four freeholders should set up a 'management company' of their own, and have it legally documented. This is to protect all of you should one of you decide not to pay their share.

The Adminstrators, Pancake. They take over the day-to-day running of the business.

I don't think 'football related debt' would apply, for example, to business rates, suppliers (utilities as an example), mortgage repayments etc. I think it would only apply to player contracts and, as has been pointed out, HMRC.

I agree with you about the auditors' opinion but have a look at this link (I posted this a week or two ago): http://www.hse.gov.uk/enforce/enforcementguide/investigation/identifying/insolvency.htm

I thought that only applied to bankruptcy?

I think that's the important thing to remember. The rule of thumb is that if they can't sort it after 6 sessions, they won't. My sister-in-law has been going to a chiropractor for YEARS with no real improvement to her condition. I keep telling her they'll regard her as a milch cow but she won't listen.

I thought he was reported as saying that 'today would be the day' (I'm paraphrasing). Something Dubai Phil heard, I think :smt102

A good osteopath did wonders for a trapped nerve in my neck. He was also a GP so I felt he was probably more trustworthy than some of the charlatans that practice osteopathy. Also recently I had a good sports massage that sorted out a knotted muscle in my back.

She's not wrong. I saved £200 this year by buying a red car. FACT

Steve We went all through this dire management company bit and eventually we took over the management ourselves. It's fairly straightforward and there's quite a lot of website guidance on the matter. Our basic problem was that the property (a Grade II listed building) was owned by an elderly lady who'd sold the lease to a couple of fly-by-night guys (I won't dignify them by calling them builders) who did a crap job on the conversion. However, we had the last laugh because they didn't formally set up the sub-leases so couldn't claim service charges from us. However, this left the old lady (to whom they owed this money as they were the head lease holders) in the lurch and it was her pension. As soon as the matter was resolved, we sacked the management company and set up our own. We then sold our flat and I'll never EVER buy a flat again.

Oh OK - well that's a good thing, really. Unusual though for a maisonette / flat to be freehold. Because you and the person underneath 'share' the same piece of land and also if you / he neglect your property it could have an effect on the other one. But recently it's been possible to buy the freehold from the original landowner so maybe that's what's happened here.

TS SFC - did you factor in your ground rent / service charge? We lived in a flat and the service charge was horrendous. I'm pretty sure your maisonette will be leasehold. If it's freehold you don't have to worry about service charges.

Boysh, boysh I told you - you put your right arm in, your right arm out....

Were you thinking of Axa? I think that company's French owned.

Maybe I can help out I do work down there quite a lot