LOL.
Just the response I expected from you Rob.
I work hard for the money I earn, my Mrs works hard for the money she earns. We have invested it wisely and haven't built our fortunes on a spiral of debt. I'm certainly not going to apologise for being in a position to ride out the recession and provide for my family!! If you want to pour your usual derision and scourn upon me / us for that then feel free, you will as always look the bigger k0ckle