thesaint sfc

Why don't you just tick a box in the control panel Baj? Then everyone can see everyones infractions. This place has improved a shed load since registered users can start threads - if you do what people suggest and it doesn't work out then it's the users fault - not yours. Since this place started it's never had the edge that SF had - I think a big part of that can be accounted for how it is run.

No long drawn out descriptions please - just say your favourite 3 films of all time. I appreciate you probably have more than 3, as do I, but as you're feeling right now - which are your faves which you will never tire of watching? Mine would be in this order: Leon The Professional Man On Fire Scarface

I think that opposite of this.

dune, just for the record. You are a bit of a willeh.

Agreed. Life is too short to monitor ones ability in knife and fork holding. Having said that, we are talking about dune here....

I quite often use my fork to scoop things up as its easier and I can shovel more into my mouth then.

This.

It's above an Estate Agents - there is nothing else. I own about 90% of the property, Fox & Sons own a small shop underneath. In the lease it states that the Landlord is responsible to pay 50% of costs to repair the roof - bit odd in a self maintaining property - so I'll be dropping him a letter about that once I'm in and settled. I might also see if we can come to a deal with the lease if I pay for the repair of the roof or something along those lines. I'd ideally like to become really good friends with a chartered surveyor and then I think I'll be alright!

It's odd - some people don't seem to have the time of day for lease's. In my situation for instance my landlord would collect £25 a year from me - not exactly going to pay his mortgage is it! I can understand if they have maintenance going in - but even then if the roof needs repairing or something they can end up having a lot of work to do. They also have stacks of paperwork to deal with.

Liquid - you're a true gent. Thanks for that - I'll fill it all in this evening. Certainly won't be buying leasehold again! This will either work out well and I'll make a tidy sum, or it will be a mess and I'll end up walking away without making any money.

Thanks Liquid - I spoke to a leasehold hotline (it shows how bad it is that one exists!) and they informed me that the costs of the tribunal are currently covered by the government. I imagine there would be a fee for the solicitor to pay. Could you recommend any websites to me? I think that the difference between our situations is that your landlord is not a f*cker who doesn't care if he's destroying peoples lives! I'd absolutely love to get one over on him. The fact the property is a repossession suggests to me that perhaps it was repossessed because of him and his crazy lease price.

FWIW, it's a 3 bedroom maisonette with a 20ft lounge, a 20ft kitchen, a cellar, a very large bathroom, parking permit and its a very short walk to the train station - which cannot be heard from the house. I've already secured two people renting the rooms out for £400 each a month. I've cash bought it for £123k. There's some work that needs doing to the roof which is going to cost me about 8k. It's in a very nice area too. I knew as soon as I got involved I was taking a gamble with the lease, but due to the good price, location and it being such a nice property I decided to go for it. You can't buy a 1 bedroom flat for

All of you seem clued up on the matter - but you haven't mentioned the tribunal! Am I right that if he says he wants 25k he has to prove why? The surveyor said that they've got a complicated calculation they make to determine what the lease is worth - same for all surveyors so the cost of extending it should never be very different from surveyor to surveyor. I'm sure I've got a battle ahead of me - but I'd like to know how things lie now so I can decide if I want to try and extend it, or wait and see if legislation changes. It's the most rentable property I've ever seen - so I'm not even planning on selling it - I'd quite happily keep hold of it and rent it out and cash in on that.

I fully intend to - and at 10k I would be quite happy to now - but I understand I have to live there for a year before I can negotiate with the landlord - until then he can charge me whatever he likes. What a crazy country we live in!

I've cash bought the property. Ive been told that he can charge me whatever he likes until I've been living there for a year - at that point I can demand that i want the lease renewed and if I'm unhappy with what payment he wants I can go to a tribunal and get it sorted out by way of his surveyor saying why he thinks it's worth 25k and my surveyor saying why he thinks it's only worth 10k.

None of them stand out for me this year.

I've just bought a leasehold maisonette which has a 69 year lease left on it. Bit of an unusual lease as it's self maintaining so I don't have any maintenance costs going out. I've had a couple of surveyors have a look at the property and they've both said that to re-new the lease it should cost me about 10k with no further ground rent to pay (£25 a year.) I've had my solicitor contact the landlord prior to the purchase and he has said that he would want 25k for a 30 year extension. I appreciate I'd need to take him to a tribunal and come to some sort of agreement (after living in the property for a year) - but has anyone else ever been in this situation before? If I can't get the lease down to 10k, I'm not too fussed as I would just rent the property out and live off of the rent as I've got it for a very good price.

Didn't realise this either - handy to know. I've just dropped my mortgage advisor and email as I discussed all this with him and he never mentioned it.

Face it - its your computer - nothing to do with Apple, IT Support, Bill Gates, Windows XP etc. You've probably looked at too much porn and now it's clogged up with viruses and registry errors.

But this sounds so unlike the little angel you usually are?

Anyone use it? Can you encrypt an external hard drive so when you plug it in, in order to access it you have to enter a password? I'm just encrypting my OS drive at work - says its got 8 days left to go - slow as fk when encrypting also.

I've done banking shares for the last couple of years but I'm bored of them now - really aren't worth the time. I like the sound of BP though - might have a punt at them. I've just taken out a mortgage for more than I needed so I've got some money to play around with so I might have a play around on a rainy day! Whats the best website to use? I use lse.co.uk at the moment which seems pretty good. I don't like the complexity of some of the websites.

Love it. Absolutely love it.

I once killed all the Portsmouth players with my bare fingers, whilst also playing the violin with my toes. Beat that.

Agreed.