If Lowe hadn't left, we wouldn't be in the dire financial situation we are in now. All of the OPs points are innacurate.
Lowe isn't that bad, he's trying to stop us going bankrupt. It was the people in charge after Lowe left that screwed us over. Before we just not very good. Now we aren't very good and could go into administration. Given the choice, I know which I would chose.