Crouchie's Lawyer

JFP, what design are you going to print on the t-shirts? Reminds me of the 'You wan buy dvd' kid in Fonejacker, who called a printer shop asking for Tommy Hilfiger to be printed on 200 t-shirts

Can I ask Jilleh, are there craters on uranus? Do you think its quite hot on those stars, I mean, would I get swetty on pollux?

Minor technicality, if we keep quiet, no one will know! I put it down to a typo

I would never have got that

type design your own t-shirt into google and loads come up. Some better than others, but its very easy

Ah, you're wooing a lady today. Is this the one you 'last action hero'd' the students infront of?

Ill give it a miss, I can guess from that picture. Im not on my computer today so dont really fancy riskng it!

He must be p*ssing himself that there are f*cktards out there willing to pay that much for a picture of tesco's value beans. I bet he actually did it as a test to see just how far people are willing to go o purchase a piece of anksy art. I mean FFS, there is not really anything less desirable that he could paint?!

Shane is siyd.com NSFW?

Boooo. Better hope you don win then. Play the game scu, play the game

It was a reference to this...

In your face tiny man

mmmmm doughnuts

Nice. Is that a deo can?! You have to remember though, if its your suggestion, then your avatar is up for the change next week. Its going to be a revolving weekely thing (so you only have to have the new avatar for a week) Mods any chance of making this a sticky if this is going to be a weekley thing?

Big a$$ afro?

Her new quote maybe cheaper than her renewal, however, how do you know it wouldnt have been even cheaper had she not been involved in the accident (even though it wasnt her fault)? Why do they need to know if it doesnt affect premiums? Shouldnt the question just be, 'Have you been involved in an accident in the last 5 years which for insurance purposes was deemed your fault and which your insurance company had to pay out for?' Would make more sense?

If you are a competative broker with reasonable prices then yes. However with the lead being sold to numerous brokers, if you are not the cheapest broker, then its essentially just toilet paper. The only people it is garunteed to make money for is Moneysupermarket.com or any other price comparrison site. A prime example being the above. TDD is not interested in speaking with these brokers, so the £30 or £40 or however much it is they have spunked on that lead is worthless. Is MSM.com has sold that lead onto 10 brokers, they have made a nice sum out of what is in affect, a cr*ppy lead. You get the odd few gems, but a lot of people who go to MSM.com, and fill in their details are doing so as they want to arrange things themselves, which is why they are not interested when a broker calls.

Why did it not work? When I click on the link it doesnt take me anywhere? Ill say entries to be in by 12.00, then we will ask teh mods to put it as a poll and the one with the most votes win's (in other words, I wont have a say which one is chosen)

With chips or with salad? Tonight: Was going to be confined to my room 'Austrian' Stylee watching TV & DVD's as teh Mrs has some mates coming around, but she is off work ill so dont think they are coming over now. Meaning, night in with teh Mrs infront of telebox. Probably watching the cook along, but not cookin Tomorrow: Checking levels in work van, possibly taking it through the magic room where your van goes in dirty and comes out clean! Pee'ing round on laptop, possible FM'age. Evening possibly over a mates for a few smokes, Wii/Xbox and Pizza. Sun: Nothing planned, so probably watch footeh on telebox while playing FM :smt102

Your surname is croucher? Crouchie!!!!! :smt042

Putting your details on Moneysupermarket.com is worse than leaving a message saying 'I will bugger you senseless, call (enter your number)' in the toilets of a gay club. Brokers for mortgages, loans, insurance all buy the leads from that site, and more often than not, the lead is sold to multiple companies, hence all the calls. Its not that the banks have moeny to lend (although since the injection of £god knows how much there maybe a little more money), basically what these firms have is a crude criteria for loans of a number of banks. Providing you fit the general criteria (you're breathing, you have 2 arms and 2 feet and can spell 'the') they will tell you to call x company as they can help. Essentially all they are doing is looking at the criteria for a loan and seeing if you fit and charging you for that priviledge. Although there is no garuntee the lender will actually accept you (they have to do a credit search etc) Best advice when these companies call you (and they will continue to call, a lot of them) is to be polite and explain you are not interested, moneysupermarket.com has just flogged your details without your consent to do so. Ask them nicely and I emphasise the point of being polite. If you tell them to f*ck off and do one, expect calls at 3am, pizza's and taxi's ordered to your address. I have seen what 'brokers' do when people are not polite, especially the pirate ones!

Mentally, yes. Im dining on the thought of that baguette for the next few days at least

hahahahahahahaha 3-0. IMO Steau Bucharest are better than Braga. Im sure the skates will say otherwise! Oh how AC Milan are going to bum pompey!

Surely if no claim was made and the insurance company was not contacted then they are pushing it a little? I would suggest speaking to the ombudsman? I believe the normal question that insurance companies ask is (and I think this is truely unfair) is 'have you been involved in an accident in the last 5 years whether it is your fault or not?' This is ludacris, as if someone went into the back of you and wrote your car off, and it was completely paid for by the other party, they will tell you it doesnt affect your premiums, but that is bull. Your premiums will be loaded. Any excuse for insurance companies to make extra money! I have never heard of a situation like this though. Im guessing they are saying it will remain on file until the child is 18 though due to potential future claims which said child may make? Im guessing on the back of these pirates which do the 'Have you had an accident in the last 74 years which was not your fault?' schemes. However, if no claim has been made then why it would affect your premiums I dont know. Best advice would be to speak to the ombusdman, to check the insurance company are within their rights to do what they are doing and speak to other insurance firms rather than apply online. You may find, smaller companies are willing to ignore this fact to gain your business so maybe try insurance brokers who personally underwrite the premiums? I would be surprised if anyone would be able to answer the question mainly due to the specifics of the case, its not something you come across daily, but I wish you and your daughter the best of luck resolving it!