Whitey Grandad

For me it's the other way around.

Poor all round, very poor. If I can see what needs to be done from the other side of Europe why can't Woy? Players like Cleverley, Welbeck, Milner are nothing to be feared.

I think the date is the end of the season which for most clubs is the last scheduled game but for those in the playoffs the date is extended. No chance of the playoffs or them, I assume?

I've done both and business class is ok if you're on business and can put it through as an expense. If you're paying over 50% tax then the net difference in your pocket is not so great. There are other advantages beyond just the flight conditions, the lounge beforehand is very relaxing but also the priority disembarkation and luggage offloading can mean that you are at your eventual destination two or three hours earlier and you may even save a day off your visit. There is also the increased luggage allowance.

If you're going to stay there then look for a house that you'll be happy with. A good garden, southish facing, good transport links for when you get old, good schools nearby if you are of that age, good shops not too far away. If you're not going to stay there long then choose one that'll be easy to sell. Mortgages don't last forever and once they're paid off you'll be a lot happier.

The difference is that Man Utd reserves are all top internationals whereas Wolves' are all nobodies. They should both operate under the same rule, though.

This was the return flight. I tried most of these but the selfish old cow just complained even louder. Her pig of a husband next door was almost as bad. "I've paid a lot of money for this seat and I expect to use all of it" . What is he think I had paid?

Can't he take the bus?

Very useful, thanks Phil. Now what about the annoying selfish old ***** sitting in the seat in front who reclines it all the way back into your knees and chest so that you can't even lower your meals tray for 14 hours?

Yes, it's been cut in any terms, but nowhere near enough. We're still spending far more than we generate. The cuts were cuts in projected increases.

And fat ones.

Providing they can fill them. I met one regular who told Cortese where to go when he put the prices up.

Now who's being stupid? This is not true if the cost of borrowing - it's called interest by the way - makes the total cost of purchase higher than the increase in value of the item bought. Or even if the increased borrowing leads to inflation that reduces the value of that object. What do you suggest we invest in? If you are talking about machinery to improve manufacturing productivity, better transport infrastructure, more oil or gas wells? Because I don't hear Labour suggesting that we do any if this and nor did they when they were in power. Perhaps we should have bought gold and sold that when it shot up in value? Oops, we did exactly the opposite. You should realise that many of the posters on here have a long experience of running successful businesses and enterprises and might just know something about what hey are writing.

Didn't he start at Colden Common?

You can't cut borrowing by borrowing more. Labour always used the term 'investment' when they were talking about increasing spending on public services when they should have said 'subsidy'.

In vino veritas.

What, for handball outside the area? That's just a yellow in this situation.

The pension credits arguments applies to private and public sectors. Remember that these public pensions are in addition to the basic state pension and apart from some notable exceptions have been non-contributory. Whatever the individual amounts, the total financial liability is frightening.

The higher allowance is being phased out and is actually reduced to zero if your income is £29,000 which is a considerable amount, I'll grant you, but implies a pension pot of over £450,000. The employer still has to pay NI but someone over 65 would have already paid a working lifetime of contributions.

Can she count on your support?

Tax breaks? What tax breaks are these? Please let me know so that I might take advantage of them if ever I am fortunate enough to retire.

So, Thursday night is Pap's night?

Quite true. This money is leaving Britain instead of rattling around in the local economy.

Her nose looks rather flat, are you sure she hasn't been punched already?

It was a different world. I had a full grant for university of £400 a year. My first house cost £6395 and we had a 25% deposit because my wife had saved every penny that she earnt. My first job was just over £1000 a year. These are meaningless figures because that was different money from now. Far fewer went to university and in my opinion the expansion in places has been a big mistake. Most youngsters would be far better starting work earlier and earning money in the process. There is plenty of work available but it might not be to everyone's taste, if not, wy are so many flockinh to Britain?