buctootim

I hadnt realised until now that Brown's deficit was smaller than that of Lamont / Clarke until the financial crisis. Thanks.

Not uncommon for posts on here but rare to have it acknowledged.

Odd that there wasnt all this outrage when we got rebates via the same formula.

Are you going to overthrow John Lewis?

Im not in the car game and know little about PCP but I did look into contract hire quite a lot, and even did a spreadsheet when I got mine! For the Nissan Qashqai I leased two years ago the main dealers best PCP deal was £3,500 upfront and £460 per month with a guaranteed future value which was unlikely to leave me any equity in the car. Those figures are more than double the cost quoted by Tilsuns at the time, so obviously I went with the contract hire. You also don't have to pay road tax as that is paid by the lease company. If you were to get the exact same Focus on the Ford options programme (ie PCP) over two years with same deposit the monthly cost would be £335 (Yeah I actually went and checked ), more than 2.5 times the contract hire cost. If you were to borrow the money at 6.7% to buy the car, paid the same upfront (£1,200 + VAT) as deposit and the same monthly payment of £120pm at the end of two years you would still owe £14,000 on the loan and have a car worth around £10,000 (according to current prices on autotrader). Normally when you're buying something the best thing to is find what you like and see how the sums stack up for each option. With contract hire imo its best to find what is a really good deal at the time (as long as it fits your needs and you like it of course) and go for that.

You dont have to pay that much upfront. The £1,200 is based on paying 9 nine months initially and then lower repayments monthly. You could opt for three months initially and then slightly higher monthly payments - it would be something like £550 upfront and £150 pm. The total amount you pay doesnt change, its just phased differently. Tilsun will happily give you quotes for different permutations. Longer contracts - three to five years tend to be cheaper for obvious reasons.

It was called the Rosehill Tavern, but it was back in the 80s. I did google but seems to be no more.

Obviously there are still a lot of good pubs around, but they've mostly become posher and more civilised. The spit and sawdust boozers have all but disappeared. My local when I lived in Derby for a while was no bigger than an average four bed house but managed to cram in four separate bars - the smoke, the snug, public and lounge each with its own distinct customers and 'feel' to it.

Interesting. Its counter-intuitive to me that support for 'get out' has dropped so much over the past two years.

So we could have paid him a shed load more money whilst he was out injured?

I read an article last week talking about how shopping habits have changed dramatically in the past five tears. Far fewer people go to big stores for weekly shops and instead go to the small metro stores daily. As a result all the supermarket chains have scaled right back on traditional 'big box' stores. They will find it hard to get any tenant for a big supermarket as originally planned imo.

Oh Italy is a basket case for sure, I just wouldn't trust him to tell me that!

Nicholas Farrell is an absolute knob, dont put any store by what he writes. He thinks Mussolini's decision to join Hitler in WW2 was a "brilliant decision" (450,000 Italians dead) and that "at least the Fascists got things done".

The worst part is his hypocrisy. Hes done a deal with a far right party that even the French NF wont touch simply to get around the rules and enable UKIP to get continued EU funding. Dear old Nige - the principled 'different from all the rest' leader fighting for freedom from EU tyranny and immigration whilst contorting himself to take EU cash and married to a German who lives here.

Some personal lease (contract hire) deals are so cheap it makes no sense to buy a car from a dealer any more. The car companies offer massive discounts to the leasing companies which the dealers dont have access to Tilsun have Ford Focus from £120 per month - £4,050 in total for a two year lease with no road tax to pay and no breakdown or repair worries. £4,050 is much less than the car would depreciate in that time. I got a Qashqai from them and am looking round for a replacement atm. They aren't great for niche cars but for something mainstream its cheap as chips. At the end of the lease you walk away, theres no ballooon payment of any sort. http://www.tilsungroup.com/ford-focus-1.6+tdci+115+zetec+5dr-car-19411#.VEet-_nF89Y nb I have no link to Tilsun or any other company, I just think there are some very good deals

The front pages tell you kind of papers they are. Red top is a short hand. Traditionally tabloids were carp and the broadsheets were quality. Decent papers include the Guardian, Times, Telegraph and Independent.

No because for the previous few years the amount of new borrowing had decreased (although obviously the total amount owed continued to increase). This year that trend has reversed and we are now borrowing more new money this year than last year, despite the economy growing. So things have got worse.

Thats true - but whilst we can determine our results and points, its how others do that determines where we finish in the league.

Exactly, big difference between seeing out your three year contract in full and breaking your contract after lying about your plans.

Lets hope its a blip. It wages dont start to grow faster than inflation soon there will be a major structural problem.

Whichever way you slice it its bad. Spending is up, tax take is less than budgeted and borrowing is 6% more than last year. We owe more in absolute terms, real terms, as a percentage of GDP and by another other metric you can think of.

The point is that the deficit is increasing, not reducing despite an expanding economy. Its not that he isnt reducing the deficit quickly enough, its the opposite - we're borrowing more this year than last despite the economy being 3% larger.

So you think Adkins is better than Pardew then -given performace with same squad an' all.

I dont remember the manifesto, but probably none. The fact that Brown recklessly ran a deficit during a boom when he should have been paying down debt is not a get out of jail card for Osbourne to do the same. Its a nil sum game - "Osbourne / Cameron are failing", "yes but whatabout Brown".

http://www.taxresearch.org.uk/Blog/2013/02/27/corporate-tax-receipts-are-falling-but-were-not-getting-growth-as-a-result-so-why-keep-cutting-corporate-tax-rates/