trousers

I was doing a search on one of those comparison websites for best loan rates and the lowest interest rate by far was from 'ratesetter.com'. I'd never heard of them before so did a bit of digging around and found out they are one of a growing number of peer-to-peer lending/borrowing sites, where you effectivley borrow off a pool of other individuals, rather than a bank, with ratesetter.com sitting in the middle creaming off a relatively small fee. Another company, Zopa, seems to be the biggest name in this field. Recent FT.com article: http://www.ft.com/cms/s/2/a0c4b460-2b0f-11e0-a65f-00144feab49a,dwp_uuid=6997947c-a442-11dd-8104-000077b07658.html#axzz1CyueqIr0 Ratesetter website: http://www.ratesetter.com/default.aspx Anyone got any experiences of using these companies, either as a lender or a borrower? The one downside I can see is there isn't as much protection for the lender (aka investor) as you would get by leaving your money in a bank account but there aren't any major risks leaping out at me from the borrower's persepctive. Thoughts?

I was highlighting a trend (based on an underlying gut feel) rather than a cast-iron certainty. The observation being that we only seem to lose a Saturday game if we haven't played midweek. And we've never lost on the Saturday following a mid-week league game. Which gives rise to the theory that the team is more suited to playing twice a week than once a week (in terms of league games). That is all.

BBC reporter chap: "A gritty performace from Southampton" Watching those highlights would make an impartial observer wonder what all the fuss was about in our post-match reaction. Seems even more so like a good 3 points when not firing on all cylinders.

A weekend of frottage on the Northern Line

You lot....I don't know....I spend an entire 4 minutes doing some indepth research and all I get in return is mock, mock, mock. You should all be ashamed of yourselves. You'll be bowing at my feet in awe at my intellectual prowess when we lose again on Saturday....

Good spot! I didn't count the defeat vs Plymouth on the opening day.....so that makes 5 defeats

There is a pretty full League One programme tomorrow night but Saints are not playing. Which got me thinking.... I've had this suspicion for a while now that Saints generally play better when we have two league games per week rather than one - just a gut feel. So, I had a quick look at our results and my hunch is fairly accurate, in that we've never lost a Saturday league game following a midweek league game, whereas we've lost 4 Saturday league games when we've had no preceding midweek league game. (I've purposely ignored cup games) So, my somewhat tenuous conclusion is that we are well equipped to handle the plethora of 'double-game' weeks looming on the horizon....once we've lost to Rochdale on Saturday of course.... ;-)

Any chance of an update....? ;-)

Oh, Humans, humans...

This planet is so much better for the existence of human beings....where would we be without them

Nineteen Canteen deserves all the flak he gets IMHO

At least he'll have an excuse for yawning at training now... ;-) Congratulations Mr and Mrs Lambert.

Any mention of monkeys or chickens from your source?

1st

The result or performance?

http://www.saintsweb.co.uk/showthread.php?28226-Saints-v-Carlisle-Match-Reaction

Gained two points on the side above us. Could be worse

Full Time

Lge1: FT Huddersfield 0-0 Oldham GOAL: Charlton 3-2 Peterborough : Mackail-Smith (90+2)

Lge1: FT Walsall 0-1 Bournemouth

Lge1: FT MK Dons 1-1 Brentford Lge1: FT Brighton 4-1 Hartlepool

Lge1: FT Rochdale 2-1 Sheff Wed Lge1: FT Leyton Orient 4-1 Bristol Rovers

Lge1: FT Colchester 2-1 Swindon

Yellow for Guly

GOAL: Rochdale 2-1 Sheff Wed : Madine (90)