saintwarwick

At least your neighbour's team lost as well.

Why don't you write him another letter reminding him of what he said previously and where we are now.

Guess I'll watch the game instead then;)

A mug because I support SFC, why's that then?

His appearance fee will be on top of his weekly wage which is rumoured to £10k+ He may also be on a goal bonus fee, however I think it's madness to let him go. Still if Barclays are still looking at more savings due to lower crowds then I suppose our hands are tied. Not much left to loan out now then it's down to Surman and Lallana......

I'm sure Stern John is on a lot more than that + bonuses. Can't see too many goals being scored by the likes of McGoldrick, Robertson and Perkart and John was an important player for us imo.

I am going for number 2, I believe he is being kept out because of appearance money and bonuses including scoring.

I almost forgot the Millwall reject, in fact I wanted to forget him after the first half against Watford.

If the pair were playing for the opposition against us you can guarantee they would find their goal scoring boots.

Are you responsible for these missing cats as well http://news.bbc.co.uk/1/hi/england/west_midlands/7686063.stm

That will be the problem, we had enough fans in the premiership for the song to be heard, now with attendances so low we will struggle to outsing the local choir.

Agreed Stern would be better for our team and I would pair him with Saganowski. I think Saggy has more to offer than McGoldrick.

You are correct when you say they ask if you have been involved in an accident in the last five years whether it's your fault or not, but if it's not your fault you are not punished. As I mentioned in a post above my wife was involved in a crash and entered these details when searching online for quotes. Your details are checked and validated and my wife did not receive loaded premiums, in fact she got a cheaper quote than the existing premium. As for this specific case about being left on file until the child is 18, you could be correct that it may be used for potential claims however if you are innocent how can they use it against a claim in the future? Seems to me btf's daughter is innocent but they may decide she could be guilty sometime in the future. Very bazaar, I would definately get in touch with the ombudsman.

She doesn't need to lie, just tell the facts. Insurence companies will do checks to validate any claim whether its your fault or not. My wife was involved in a crash some time ago and it was not her fault. We recorded these details online when getting quotes. I would be talking to the present insurer to find out what is on file and why considering no fault has been lain. I cannot see how you can lose your no claims and have higher premiums when it appears you are completely innocent. Failing that speak to the insurance ombudsman. http://www.financial-ombudsman.org.uk/publications/assessment-guide/first-annual-report/resolving-insurance-related-disputes.htm

I'm not an insurance whizz kid but surely if no claim has been made against you and you have made no claim then technically you are innocent of any blame and remain claim free and your protected NCB is as you say, PROTECTED. What your daughter needs to do is ask her insurance company what exactly is being left on her file and why considering no blame has been asserted. Have you tried other insurance quotes?

Not too sure how stringent their checks are but if they have a database of all those that have been arrested then you will not get in. It's alright being an air steward but what would they know about the passengers, they don't check the passports just the boarding cards. Best of luck anyway.

OK, thanks for that.

Just seen DSM's post above, follow the link and do the test.

If you have ever been arrested even if you have not been convicted you have to apply for a visa through the US embassy in London. You can also wait several months for a meeting at the embassy to get your visa.

I was put on standby for the Falklands conflict in 1982 and was told I needed a passport!! My passport duly arrived 24 hours later (along with my wife's passport which we were able to sneak through).

Hopefully you have no previous court convictions as you may be refused entry into the USA.

Did you not read the stats I posted or did they slip your mind when posting? Here is your correlation: L, L, W, W, L, D, L, W, L, W, W, L, W, L, D, L, W, L, W, D, W, D, L, D, D, L, W, D. Doesn't show we were moving in the right direction but also doesn't show we were on the way down. As I said I predicted mid table and nothing in the above results show we were on the way down under Burley and I was one of those supporters that attended most games.

Really, you have inside information? Please let me and others know how you have come to this privy information. I await your concrete evidence reply.

Depends what route you take.

You are going to die a very sad man.