hamster

pay your monthlies and lender will not give a fiddler's fart imo. risky letting to 'mates' or relatives but then again we're living in a recession and cash is king mate. i am not ifa registered my advice is both free and impartial.

girl in portsmouth watching mummy washing up. 'mummy, how come your hands are soooooo soft?' 'aaah you sweet little angel, that be cos your mummy be only twelve innit'

I used to frequently let them turn into their (lol) training ground en-route to work. I would occasionally let my car creep forward at the last moment just to keep them on their toes. Redknapp was always a tempting prospect though.

John

Shrewsbury wanting to charge full price would have priced a lot of their lot out of coming, own goal. Then again it is their cup final I suppose, and 'bearing in mind the opposition' spose you can't really blame them can you.

I stand corrected, the saved pen was taken by Adam Griffin. Apologies to Ant.

Commontater said it was him, can subbed players take pens? i thought not, maybe Durso was reffing it?

Well, he's just missed the pen that puts Tranmere through in the LC. It doesn't get any better for him does it, poor lad.

Bugger! My first c_ock up then, the business cards I ordered have "blah blah blah Ltd." (*)on them. * don't know why I put that, it just sounded right. I'm already £2.99 down!

I have taken the first big step and ordered 250 business cards. This time next year Rodney........ I'm assuming that doing work as a 'sole trader' is akin to running an e-bay shop; money in - money out, deduct fees, postage etc. Just on a bigger scale and don't forget to keeep good records and declare earnings which I would expect can be done with an online tax return? Cheers people. I have to have a long chat with mrs h and do a bit more research. Quite scary just thinking about now it tbh.

Thanks (TO ALL) for the info so far. The 'big idea' has actually been spawned from some of the changes being introduced by those dastardly politicians and partly from my recent reading material; Road to Wigan Pier - Orwell and Priestley (naff, i know). Starting to think how I might be able to do some of my current work better and more cost effectively than under the current system. I know that it is 'do-able' just not sure that I could be the person to do it though. There will be lots of opportunities for people and companies to in effect 'steal' customers from LG's and in spite of my dislike of profiteering I am not the sort of person to take advantage of others less fortunate than I. I am not one to blow my own trumpet but one thing I have learnt in recent years is that I, and many of my colleagues, know our jobs and ergo our clients needs, far better than those who are self-proclaimed experts. I heard an item on R4 last week that said (and this was direct from a council officer) that for every £3, £1 is spent on deciding how the other £2 is spent! Now that is waste in anyone's book surely. As some may be aware I have been working on some pilot projects recently and the biggest stumbling blocks have been the levals of beurocracy currently in place. I'd say that I am 'known' to certain people within LG and perhaps seen as a trouble maker, I like to aks awkward questions and would go as far to say that I think that when i do it is 100% with good intent. I am though starting to realise that bucking the trend is often futile as most big decisions re changes have been made before any consultation process even reaches those that will be affected. -------------------------------- I would like o provide a service to people with disabilities, supporting them to access community and leisure activities, things that many take for granted but when you can't access them it can be quite literally debilitating. I accept that as an individual providing a service I would be very limited but would like to p;ay a decent hourly rate to others in my field who I know are good, honest and dedicated through working with them personally. It would not be like an agency and I would expect those who I 'employ' to declare any earnings themselves. Any concerns from people about the not-for profit group that I recently set up on much the same basis, can be allayed by the fact that I plan to keep that running in a voluntary capacity. It is proceding very well actually, slower than I thought it would but I put that down to experience, valuable experience at that. Long post, sorry.

pin-up

What are the differences between 'Ltd' and 'Plc' etc please?

Cheers buctoo. When one hears of people who start with nothing is that actually the case ie set up a seperate bank account and offer a service then simply keep accurate accounts? Could i for instance tidy someone's garden and take it from there and could I keep my main job and also be self-employed?

/\ Don't the FA set the prices? Hope it's cheap and also hope that we don't play a second XI, really grates with me; go out to win EVERY game I say.

/\ replies in layman's terms please, idiot-speak will not cause offence.

Can anyone offer any advice re forming a company for a complete novice? Can it be done on a shoestring and what are the minimum requirements please? This will most likely come to nothing but I am particularly interested in whether one can simply start with a company name and begin trading when the first payment is received. NB I have previously let a property a sa 'landlord' but would not want to be quite so 'creative' with the accounts. I have also chatted with a colleague who showed an interest but I would assume that a partner may not be that good an idea when I'd anticipate it growing at a relatively slow pace. In advance, cheers.

They may well be playing up at Priestfield, now that is one that I would have considered going to if it didn't clash with our game, hoe it's moved to the Sunday. All things considered I reckon they will get a half decent crowd considering Hess took them so far last season. Much as I love The Gills I actually want Dover to proceed, even if it's just for the opportunity to wish that saints get them away in Round 2. I have a nephew who played for the Whites a few years back, never made it but did help him to a scolarship in the states, whereas back home his school here considered kicking him out for not achieving academically. Now works in finance in New York and does very well, got his foot in the door due to another college player's father taking a shine to him and not wanting to see him sent home when his visa ran out. btw, the staff at Crabble are really nice.

They think it's all ovum.

I swear that it is true Ron, even if he does not remember it I do, furthermore I had to take my tea break early due to having a tropical moment. Anyway, I fear that my believability factor is a tad higher than his considering his betting scam admission, my worst deed was the poker dice incident which as I have clearly stated was due to mitigating circumstances.

*****Y

Nought wrong with tattoos, nought whatsoever.

he appears to be happy though. do what you want fella, you only live once apparently. I have two tattoos, a cross about 1cm across on my arm and a heart/rose with mrs h's name on my arse; the only people likely to see that one are mrs h, medical professionals and pervs in a changing room, none of whom's opinions i give a fiddler's fart about and neither should you imho. weirdo ;-)

Just to give you a little knowledge of MD though please bear in mind that I am not in any way an expert on these matters I just know a little. It is generally viewed as a 'weakening' condition which usually (stressing 'usually) effects the skeletal muscular system. It can effect a number of other areas of the body and one of the side effects of many effects of these type's of 'disabilty' and in my experience potentially the most damaging is that of depression. Depression is a killer in itself with many sufferers suffering in silence, this is not a good way of managing it. Please make it clear to the people from HR that your friend has shown signs of depression and (obviously with his consent) you might want to mention the self-harming. I would strongly recomend AGAINST him or the company parting in the current situation, then again I am a mamby pamby social worker who know's sweet FA, apart from the friends, family and colleagues who I have lost to depression that is. imho he needs their support andf yes, they do have a duty of care, especially when in possesion of all the facts. Good luck to him my friend and good luck to you too. If anyone wants to read a brilliant book that explains what life with depression can be like I reccomend 'I Had a Black Dog' by Matthew Johnstone. http://www.amazon.co.uk/Had-Black-Dog-Matthew-Johnstone/dp/1845295897 there's a good follow up book too.

Scare 'em