Crouchie's Lawyer

Im sat by my clock counting it down :smt069

Although I completely agree with what you say Ponty (and its my motto too - I try not to borrow any money at all, however if I do, I make sure the money is paid back asap and in full). There are always two sides to the coin. I have come across many people who are just plain outright priorty retarded. They would rather pay their Sky bill to carry on watching that, or go on holiday than pay their mortgage and debts. These people I have no pity for. But the other side of the coin is that people losing their jobs, becoming ill and as such struggling financially due to this. Thank god I have never been in this position and would never wish it upon anyone, however in these circumstances (especially watching Panorama at the moment) I feel this option is very much a viable one in which these people can become debt free (or reducing their debts significantly).

Ah in before the edit! Yes, that is correct Benji, however, if you are struggling with your debts and have a lot of them, then a £50 fee is IMO worthwhile for saving thousands of pounds. Imagine you have 3 x £5000 loans all at £150 p/m and £10,000 worth of credit cards which would set you back at £300 p/m your outgoings is £750 p/m. I believe the cost per application (if successful) is £1k per agreement so it would cost you £4k approx (assuming its only 1 credit card) however, turning a debt of £15k into only £4k and repayments of around £750 into £150ish per month would help a lot of people. Its not what its costing you, essentially, its what it is saving you. It only costs you money (and £50 at that) if it is shown for it to not work. I believe that the initial information which you provide to the company, will enable them to have a decent idea if it will work before going ahead with it too. These people are trained in what they are doing. They are not monkeys just sat there referring people on and taking money for it.

I am not sure of the t&c's, however I know that for each CCA challenged, a legal bod needs to write to the company in question to request a copy of the CCA and also sends a copy to the client direct. If the legal bod feels there is nothing in it and it wont work, I believe a refund of £400 is made, and only the £50 (which is charged for the letters the legal bod has done) has been lost. Fair price IMO if you consider that you could end up ££££'s written off?

If you're as c*nty in real life as you are on here, Im surprised you're still alive

Ah, I have re-read it. It doesnt give a date when it is. Just says it was meant to be 5th Nov and was postponed so I presumed it is happening tonight? If it is advertising, do you think that more registered users will sign up so they dont see the adverts? Or will less people use the site?

my 'mate' has a habbit of standing by one of us when we are all out when we are at a cash point and when the amount screen comes up, quickly reaching over the shoulder of the person withdrawing the money and hitting the highest figure there is - normally £100. Funny when it happens to someone else, but a pain in the arse when it happens to you and you only need a tenner!

Schut it you Schlag Im bored! Anyway, I thought that was your TMS awards thread?

Whoever invented Dorito's crisps, should have a team of minions doing anything he/she wishes for the rest of their life. I would happily do this job in respect for the bestest crisps!

Funnily enough, I never believe a Mr A Wasp decided one day to annoy people by inventing a new animal called the wasp. And yes I am aware snot helps the immune system, doesnt mean I have to like it though. This is TMS, so I posted the original thread with a touch of 'tongue in cheek' Whoever invented guns should be shot.

You're getting boring now Pancake. First time its funny, second time causes a slightly forced smile. Now you're just boring. Cue comment from you likening this to my posting techniques or humour etc. You are meant to be a Mod, and up until recently I respected you as one of the better ones. Albeit I like JFP, I stayed out of his and Bungle's 'beef' with you as I also quite liked you, but I am now starting to see JFP's point.

+1 Not true. Sky are no longer subject to a fair use policy. This was on The Gadget show the other day. They interviewed Sky who boasted about the fect they dont have a fair use policy and then the Gadget show checked their website where it showed it was still mentioned that they did infact have a fair use policy. They called Sky back up and Sky apologised and updated their website there and then. The 'unlimited' package with Sky is just that. No small print.

http://www.creditissuesltd.co.uk/ Hi guys, a bloke I used to work with has set this company up with the sole purpose of helping people out with their unsecured debts. If you have large amounts of unsecured debts and wish to see if they qualify under the Credit Consumer Act loop hole, then drop the company a line or email! The site explains quite a bit, but he will run through any questions you have. He is a genuinely top bloke and will help anyone out.

Thread dedicated to 'whoever invented x, y or z' feel free to praise them or wish pain upon them. Whoever invented snot, should be drown in a big vat of it. Whoever invented wasps should (if male) have a wasp shoved down his jap. Whoever invented computer viruses, should be subjected to a permenant flu like virus for the rest of their human life. Whoever invented great tasting, but highly fatty foods, should be forced to eat 15kg of lard. Whoever invented the internet is a pure genius. Thats me done for a while

So when selecting a false name, is it completely randomified or do you go for funny names?

:smt119

...planned modifications which Bajjer has to close the fore arm for tonight? Any ideas?

So what your essentially saying is that you were an illegal immigrant playing for a team which you (given your real name) were not registered for? tut tut. You will be claiming benefits fraudulently now, its a slippery slope

Did you conveniently give someone elses name then?

Or mugged them?

How many of you are looking for a place then? Trains normally run fine dont they?

Nice, bad day at the office, stop off for a quick blowie on your way home. Bound to cheer you up.

Nothing wrong with that no. Bit dubious celebrating a goal with actions dedicated to him though which is in the public eye for all to see. I mean, for example, you wouldnt talk about your mate who had killed two kids infront of the parents would you? Even if you were thinking of him.

Cum Cumm Come Coming. I have come

So when you see a naked shoulder, you automatically think of two ghey men kissing?