Whitey Grandad

Yoda? You, is that?

You can't contribute more than you earn in any year so to benefit from a contribution of £150k and get the full 40% allowance you would need to earn £150k over the 40% threshold. Also there would be a charge to be taken off the cash contribution. Also, in order to withdraw £150k tax free you would need a pot of £600k

Me too.

How can you withdraw the £150,000 without paying tax? There's an annual limit on contributions of £40,000 and to get full relief from the 40% band all of that £40k would have to be above the 40% threshold, but you say that you'd pay effectively no income tax. How do you work that? You'd have to pay interest on the mortgage in the meantime.

You're accusing me of things I haven't said. If I ask questions it is only to help us reach the answers. Where have I said anything about disability benefits?

It depends on what you mean by 'help'. Do you help them by giving them money or by helping them to find work? Just giving money for nothing doesn't help anybody.

The problem is that a lot of businesses have variable income/profits and don't know how much they can pay themselves until the end of the year. However you look at it its a tax increase.

So you're in favour of giving money to people for doing nothing?

I wouldn't think that would be a problem, I think he can have a new number. I might feel sorry for all those who had his name put on the back of their shirt.

Which do you recommend, Edam or Gouda?

You sometimes wonder. This change to dividend taxes was slipped in quietly under the carpet so I suspect somebody had warned him.

Yes, a bit of a bugger that one. Ignore those that don't understand these things, it means more money taken from small businesses and fewer jobs.

Good luck to you. I suppose Air Passenger Duty is much lower that way.

I think you might have to update and pay for it.

Contraception

http://www.uefa.com/MultimediaFiles/Download/Regulations/uefaorg/Regulations/02/23/69/59/2236959_DOWNLOAD.pdf Page 23: 22.01 As a rule, matches in the UEFA Europa League kick off at 19.00CET or 21.05CET. The UEFA administration sets the kick-off times on the basis of the draw. Exceptions to this rule can be made by the UEFA administration. CET is of course one hour ahead of us. 'As a rule' could mean anything but seems pretty definite.

Second-hand beer?

20:05 (UK time) according to Vitesse. Saints website still says tbc.

What number would you consider a sellout? The problem with the current system is that there will be a lot of isolated single seats left which are much more difficult to sell. I think a percentage is more significant.

I saw an argument that controlling the ammunition rather than the guns would be more effective.

With several million views. Does anybody listen to us?

Ticketsh pleash.

Isn't that the reason for the earlier option, 17:05 or something?

I think that's almost a definition. I'm not deadly serious about this, in case you haven't guessed, but there are some valid points in there.

Thanks