Turkish

One of the best bits of advice I ever got was from a friends dad when I was about 21 who said try and make sure your mortgage is never more than 25% of your household income that way whatever happens to mortgage rates you’ll be able to afford it whilst other people were buying the most expensive house they can afford (in some cases couldn't) and telling me to do the same I stuck to this as best I could. Whilst they had a nicer house in a nicer area they struggled to pay the bill we had a much better quality of life.

There is no might about it, they were always going to over the period of a 20 odd year mortgage., simply looking at history tells you that. To think anything otherwise is stupid and irresponsible

This is the problem with you. On the extremely rare occasion you do make a valid point you then make a stupid comment like that at the end. This one is particularly ironic as it’s usually you that need things spelt out.

Absolutely not. My point is that it’s about filling from your own cup, or taking responsibility for yourself. We all know the tories are useless and irresponsible but so is taking out a long term debt and expecting interest rates to stay at a record low for the duration of it. It might be their cock ups that have led to this but it’s not their fault people took a debt they couldn’t afford. Interest rates would have gone up whoever was in charge. Its a lot more comforting for people to blame others than themselves though

Equally people shouldn't have overstretched themselves by taking on mortgages they couldn't afford if interest rates went up. Oh no, lets blame the government and absolve ourselves or responsibility again. 🙄

he is nothing like Romeu

behave

anyone other than SOG think falls into this category

oh dont worry there is plenty to moan about before our next game.

I’m pretty sure this one will be called off too given it seems to have been rearranged during world war 2

he is our version of "Trent" isn't he. Have to find a place for him somewhere he's that good.

and miss out on Super Jack half time team talks? What are you thinking man?

What would you make of someones posting history which includes calling black people "them" and coconuts, regularly attacks brown women, defends people convicted of domestic violence, spends an entire day trying to prove if Jews are a race or not, repeatedly makes anti-sematic comments, regularly gets caught out lying, the list goes on. You might think it makes is very clear this person is a reprehensible individual.

Don’t you have to take them off ignore to reply to them though? You know like how you replied to me on Sunday night despite claiming to have me on ignore

Christ don’t get Soggy started again 🤦

Given that pretty much everyone has seen you for what you are and no one supports you anymore i think you have bigger things to worry about than who agrees with Hypo.

McCarthy isn't even our back up keeper now. Hes third choice for a championship club and earning £50k or a so a week.

he was but then so was everyone else. Away at a league one club that had two midfielders playing at centre back and we barely created a chance. He had a few decent games before that though, Arsenal away in the previous round he was good and scored, plus a few other half decent games but it was like say shortly after that Sheffield United game he started to kick on a bit. However he was still inconsistent, people think he was brilliant every week but his time here has rose tinted glasses due to the fact for the second half of his last season here he was magnificent, he scored 8 of his 11 goals that season in the last 8 games. When we sold him it was for a lot of money at the time and most people were happy with the price. It was only a year or so later after a great season at Liverpool and transfer fees went through the roof people started whinging we'd sold him too cheaply.

how many game changing apperances off the bench has he had so far? If we are serious about promotion we need to be playing our best team every week not giving underperformers a chance to prove themselves. He is behind Edozie, Frazer, Brooks, Armstrong in the wide positions at the moment and rightly so.

it comes from the Sheffield United away game in the league cup when we lost 1-0. He was part of a shite team performance but he was no worse than anyone else but there were a few posts on here about wanting him to fuck off and being useless etc.

To me he looks like one of the many players who when they're young look like the world is at their feet. Quick, skillful, fans love them because they think they're exciting. The reality is for every Sadio Mane there are 50 who never get anywhere close to fulfilling their potential and end up bumbling around the lower leagues wondering why they never became a superstar. He might go on to be a superstar, the facts tell us he probably wont.

Seems like most are like it. We were looking round high schools a few months ago all of them had LGBT groups and safe spaces etc

Looks like the serial bullshitter had let his guard slip again. imagine being a pensioner and spending your life pretending you’ve got people on ignore on a football mongboard 🤣🤣🤣

Not as much as you do