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Turkish

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Everything posted by Turkish

  1. calm down princess, i got you mixed up with FTF who admitted he did say that as you'll see below. That's the problem when you constantly make ridiculous statements, people assume it's you that made them even when it wasn't.
  2. Leeds will probably beat Millwall tomorrow to go top so one point between the top 3 with us 9 points behind 2nd place. 10 to play for us 8 for the others. We will have to win every game which we won’t do. It also means an inform team better than us will be in the play offs.
  3. Bollocks I went upstairs with 5 mins of injury time left thinks wolves had won this 🤦‍♂️
  4. No one claimed otherwise.
  5. 🤣 Gordon brown didn’t cause the financial crash but Liz Truss is solely responsible for global rise in interest rates. Fuck me
  6. Leeds are a massive club but not the pull they should be. Last time they got promoted they had Bielsa in charge but still weren’t able to attract all these players you think they’ll get. They only stayed up for 3 seasons too and despite the narrative pushed out that “watching Leeds is mad anything can happen” they ended up getting quite a few thrashings. Daniel Farke ls good at getting teams promoted but not very good at keeping them there. I’d be very surprised if they weren’t in a relegation battle if they go up. Most teams usually are.
  7. Maybe you need to get the crayons out for him?
  8. https://www.theguardian.com/business/2023/jul/26/fed-raises-interest-rates this must be down the Liz Truss as well. Who’d have thought it.
  9. Says the guy that thinks SOG is the greatest WUM on the planet 🤣
  10. Still ignoring that there are literally hundreds of properties in Southampton alone that are easily affordable for people on a wage below the local average? there is a reason why 100%+ mortgages don’t exist anymore. Because it was highly irresponsible from the lenders. Bit like being able to self certify your wages. I know someone who claimed they earned £50k when they barely got half that in the days when all you had to do was tick a box that said what you were saying is true. People might moan about but The fact that it’s a bit harder to get mortgage now is due to stricter regulations and affordability checks so we don’t have a repeat of the sub prime credit crunch in the 2008. Which can only be a good thing. its a matter of priorities. If you want to make something happen you can but you’ll have to sacrifice a few other things for a while along the way. We have a very entitled population now that want it all now. And of all else fails we can always blame the government
  11. A simple look at historical interest rates tells you that they go up and down so if they’re at record lows there is only one direction they’re going to go in. taking out any sort of long term borrowing where you’re stretching yourself already and can be impacted by a change circumstances or interest rates is highly irresponsible. but rather than people admitting they were stupid to take on more than they can afford it much easier to blame someone else. I’m not really sure why that’s so hard to understand.
  12. As I said earlier there are hundreds of properties in Southampton between 150k-250k, I saved up a deposit of a 210k house when wages were a lot lower than they are now whilst also renting a 3 bed house. I did it by taking on another job for a year and cutting back on all luxuries. a couple earning 20-25k each, significantly below the average wage for area, could easily get and afford a mortgage for that amount. They might have to make a few sacrifices to get a deposit together but that’s life.
  13. Not everyone did. I was renting when i bought my first house. I took another job for a year to save a deposit working two-three evenings a week and at weekends and saved every penny along with other savings from our wages and making some sacrifices, having not much of a social life for a year and no luxuries. Because we wanted it enough to make it happen, the short term effort was worth it. Sadly a lot of people moan about their lot in life blaming everyone else but cant be arsed to change it for themselves.
  14. yep, because it's a lot more comforting for people to blame other things than taking responsibility for their own actions, as you so succinctly described it, which is what i said at the start. Thanks for proving my point.
  15. A myth. There are currently 342 properties on rightmove in Southampton minimum of 2 bedrooms price range between £150-£250k. A young couple with a wage of £20-25k each could easily afford one of those if they wanted to.
  16. You work 5 hours a day and have 13 weeks holiday a year, you could easily supplement your income with another part time job
  17. Maybe. You can change your job. Generally the best way to get a decent pay rise is to change companies every few years. You're not a tree, you can move.
  18. Correct. cut your cloth according to your means. So many people getting themselves in serious debt to try and impress other people with what they have or thinking they are entitled to have certain things.
  19. Yes and the reason given was because they’ve got mortgages they’re struggling to pay. Maybe they should look closer to home for the reason why rather than blaming external factors that they can’t control.
  20. Yep people will vote the tories out because they have proven themselves incompetent. That doesn’t mean it’s a stupid thing to do to take out a mortgage so big you’d struggle to repay it with a change in interest rates by the way Liz “Nathan jones” Truss was a clown but interest rates are also a global issue at the moment
  21. One of the best bits of advice I ever got was from a friends dad when I was about 21 who said try and make sure your mortgage is never more than 25% of your household income that way whatever happens to mortgage rates you’ll be able to afford it whilst other people were buying the most expensive house they can afford (in some cases couldn't) and telling me to do the same I stuck to this as best I could. Whilst they had a nicer house in a nicer area they struggled to pay the bill we had a much better quality of life.
  22. There is no might about it, they were always going to over the period of a 20 odd year mortgage., simply looking at history tells you that. To think anything otherwise is stupid and irresponsible
  23. This is the problem with you. On the extremely rare occasion you do make a valid point you then make a stupid comment like that at the end. This one is particularly ironic as it’s usually you that need things spelt out.
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