I am saying if you need to bust your arse so much to afford something for a leisure activity that you need to pay it in installments, you really need to review your priorities.
I respect your frustrations, but seriously believe you've lost perspective.
(And incidentally, I really did have to save up, saving £1,500 to insure a 1.5 Diesel metro was a *****, but utterly worth it. Everything else I earnt that year could then be used elsewhere.)