Crouchie's Lawyer

My bad, I believe your right, (providing the property is not worth millions!) Then the estate should fall within the IHT brackets so it should be all well and good. Yes i concur with gifting the property to the boyf, however, if granny is forced to sell the property, then it could be argued the will only stated 50% of the property and if the property had been sold, the will could be contested by someone else and the money not end up going to the bf. By changing the deeds over, the property would be protected, but IHT may be due within 7 years if granny doesnt live that long.

Runs in line with what I thought. If care is free then no problems. If they do charge then get granny off the deeds and no charge can be placed against the property!

I would assign your bf's aunt as a power of attorney to his gran. She would then be wise to swap the deeds of the property into her name and your bf's as if the property does have to be sold (and this is where I become a bit stuck) then without a property, your bf wont get anything (as the will stipulates 50% of the property - not 50% of any money in her account - even if it were from the sale of the property). Also a point to look at would be that if the property is not in granny's name, then she cant be forced to sell it to pay for her care? Thats presuming that if she has to go into NHS care, the care is paid for by selling the property. If it appears granny is only renting the property (and deeds would need to reflect this, so remove granny and replace with your bf) then they cant force her to sell it as its not hers! Hope this helps, however, a solicitor would be the best person to speak with. On a slightly more morbid note, if the property is passed from granny to bf while she is still alive (for example by doing the above) then if she passes within 7 years, your boyfriend will be liable for inheritance tax on the value of what he was given. These are english laws though so not sure if it differs up in scotland. Hope that helps a bit

Heard this am that the only reason the £700b bill was rejected is because the yanks didnt think they would get anything out of it! Makes me laugh. They mess up, a problem arises and when they are faced with the problem spiraling out of control they ask what benefit it is to them to sort it out! THE BENEFIT IS THAT THE WORLDS ECONOMY WONT BE AS F*CKED IF YOU SORT OUT THE MESS YOU PREDOMENATLY CREATED!

The smiles dont stop there. Im sure the bigger blokes in prison will be smiling when they get fresh fish!

Do you sit there waiting for attendances to be shown and almost climax as you hear them? You really are a stat freak arent you?! A midweek game is never going to 'fill' the stadium so its not a surprise the numbers have fallen slightly. This is you isnt it? I bet you are a 40 something bloke, single, living at home with your mum, who still wakes you up every morning with a bowl of sheddies and tucks you in at night with a nice warm glass of milk and a kiss. Seriously mate, get a life. Your a pompey fan, why come on here? No one likes you, you dont contribute to decent conversation merely churn out the same stats over and over and over and over..... There is a pompey forum you know, go play there

Winnie HTH

The new Harry Potter film on pirate DVD?

two dolphins one tortoise?

Was listening to the radio this am and they were talking about the Chelski game against that clunge team, or whatever they are called. Apparently Chelsea dont trust the food being cooked for them at the hotel they are staying at so they are employing a taster to 'check' all the food before hand. THAT is my ideal job! Bet the pay aint half bad either!

You realise you have to throw the sponges away after though dont you. They wouldnt let you keep them. I fear I have just ruined your dreams now. Like telling kids there is no santa

Still wouldnt be able to fit my c*ck in her mouth. Shame.

Im a scat man! Dibby dibby dibby dibby dooba do, daba dooba do

Start the day with a number two (check out the deliberate pun) mid day is normally a 4 and the end of the day where I have held in a load of farts its normally a 5. After a night out its definitely a 7

Wasnt this joke only told yesterday on a different thread? The Fonz signs for Chelsea

massive c*nt!

Fingering a dolphin?! :shock:

You really hate them dont you!

Whereby he will just drive uninsured, will crash, be taken to court and fined about £300! :roll:

The downside is inflation itself. I did Economics at A level so its going back a few years but if im right, if inflation goes up, it means the cost of our good increase, thus meaning our products are less desirable overseas due to the price so our oversea trading decreases. I could be wrong though?

Because we live quite close to a very busy road with a huge field the other side which I know would be like a cats heaven with loads of mice etc so I'd rather not chance them getting run over. There are also a lot of larger male cats outside. The thought of seeing another cat bum rape my little cats also doesnt bear thinking about. Ergo, indoor cats. They dont seem to mind.

Nope, they didnt do drugs. She was a mate of my mate, we had had a few tequila's and my fingers started to walk

Ah AV, long time. I set up that 'things you like' thread as you asked...

Brilliant a student won it!

Fixed it for you... Also the working hours and pay aren't great.