Whitey Grandad

Yes, I accept that. The situation is much improved these days.

A very sensible view. I believe that the developing bond between a mother and child are vitally important but there is also a benefit from a morning of two mixing with other children under a properly structured learning environment. The problems arise when the child is just dumped in the corner and left to itself, whether that be at home or in a crèche.

Hook of Holland to Harwich is a great route.

It sometimes seems that way.

Is it so that they can get more women (sorry, female economic work units) into tax-generating positions? I remember Harriet Harman saying that women who stayed at home to look after the kids and didn't go out to work were 'a problem'.

There you go Phil: http://www.uefa.com/MultimediaFiles/Download/Regulations/uefaorg/Regulations/02/23/69/59/2236959_DOWNLOAD.pdf Section 38.02, 7 substitutes, 3 may be used.

Funnily enough that's how I view Gordon Brown

Dog licences were abolished in 1987. I suspect from your spelling of licence that you are referring to an American source. Apart from that, keep up the good work

That's a matter of perception. The tax breaks to which you refer are very limited and have the result of increasing the overall tax taken. Britain has 1% of the world's population and pays 7% of the world's benefits, or so I hear. Surely that should be more than enough for you?

Greed? It certainly isn't greed. It's about how to have the right balance between rewarding hard work and endeavour and providing support for those in society who need it through no fault of their own. In order to do that we need to take the optimum amount of tax for everybody, which will never mean soaking the rich.

Yoda? You, is that?

You can't contribute more than you earn in any year so to benefit from a contribution of £150k and get the full 40% allowance you would need to earn £150k over the 40% threshold. Also there would be a charge to be taken off the cash contribution. Also, in order to withdraw £150k tax free you would need a pot of £600k

Me too.

How can you withdraw the £150,000 without paying tax? There's an annual limit on contributions of £40,000 and to get full relief from the 40% band all of that £40k would have to be above the 40% threshold, but you say that you'd pay effectively no income tax. How do you work that? You'd have to pay interest on the mortgage in the meantime.

You're accusing me of things I haven't said. If I ask questions it is only to help us reach the answers. Where have I said anything about disability benefits?

It depends on what you mean by 'help'. Do you help them by giving them money or by helping them to find work? Just giving money for nothing doesn't help anybody.

The problem is that a lot of businesses have variable income/profits and don't know how much they can pay themselves until the end of the year. However you look at it its a tax increase.

So you're in favour of giving money to people for doing nothing?

I wouldn't think that would be a problem, I think he can have a new number. I might feel sorry for all those who had his name put on the back of their shirt.

Which do you recommend, Edam or Gouda?

You sometimes wonder. This change to dividend taxes was slipped in quietly under the carpet so I suspect somebody had warned him.

Yes, a bit of a bugger that one. Ignore those that don't understand these things, it means more money taken from small businesses and fewer jobs.

Good luck to you. I suppose Air Passenger Duty is much lower that way.

I think you might have to update and pay for it.

Contraception