Lord Duckhunter

Absolutely no chance of that happening Sent from my iPhone using Tapatalk

The conference is going to be a blood bath for May. ****ing useless trout needs to hang on a bit longer, so I’ll get my vote. Unless this was a completely choreographed row, she’s toast. The line they’ve been using to sell chequers is its deliverable. It’s clearly not. Sent from my iPhone using Tapatalk

Dear god, we haven’t left yet. Sent from my iPhone using Tapatalk

https://www.constructionnews.co.uk/projects/inside-spurs-stadium-ive-never-in-my-life-worked-like-that/10035311.article Pretty damning account of spurs stadium issues. Sent from my iPad using Tapatalk

Toby specifically said he signed for us because he wanted to play for Ronald Koeman. Sent from my iPad using Tapatalk

**** me the Henry stuff is boring. Thank **** I don’t drink with twts that think they’re edgy or funny by constantly repeating it. Sent from my iPad using Tapatalk

Sent from my iPad using Tapatalk

Mitchell is the hipsters man. No better way to show your deep knowledge and understanding of the game than to praise him. At one time the bloke at Leicester was on a par, but since it went tits up at Everton he’s slipped off the radar, I wouldn’t be surprised if the same thing happened to Mitchell. Sent from my iPad using Tapatalk

They’ll probably argue that if everyone sat down as they’re supposed to, the view wouldn’t be that restricted. Sent from my iPad using Tapatalk

The Russians couldn’t give a shiny ****e whether the world think they’re guilty or not. If they wanted no evidence left or any sort of credible deniability, they’d have done it differently. The whole point of the exercise was to send a message to their “diplomats” and the West, if you’re a Ruski thinking of switching sides, you may think twice. Some intelligence expert reckons that they did it because they were worried over our side making ground on turning some of their agents. It makes me laugh all this chuckle brothers/dumb and dumber press coverage. Those 2 “decent boys” were perfectly capable of a professional hit, the only thing thing mattered was getting out of the country ASAP, they achieved that perfectly. Sent from my iPad using Tapatalk

They seemed particularly concerned people might think they were carrying a perfume bottle, not the sort of thing “decent lads” carry. Mind you, the Russian public would probably be ok with them being assassins, but god forbid any hint of homosexuality. Sent from my iPad using Tapatalk

I do find it funny that the “moderates” seem to have a pick and mix approach to democratic votes. When they had no confidence in Corbyn he had to face another leadership election, mandatory reselection basically. But when their local activists have no confidence in them, Corbyn has to “call the dogs off”. Sent from my iPad using Tapatalk

That’s not how I read it. They’ll still have to win a play off. Sent from my iPad using Tapatalk

You used to be able to buy extra years, don’t know if you still can. Sent from my iPhone using Tapatalk

My snap dragon is just sorting 3 small previous ones she had. She’s taking 25% tax free, the rest is going into some sort of retirement account that she can draw the money from when she wants to. Obviously the money she draws down will be taxed as she earns over the 12k tax free amount. She’s got a decent NHS pension as well, so when she retires she’ll still pay tax on it. However, if you’re going to retire on less than 12k (or what ever the equivalent figure is then), leave it in the account and it won’t be taxed when you draw it down. So my understanding of the rules is you can take all the money from both your pots, but 75% of it will be taxed at your income tax rate. If you put that 75% in a retirement account, you’ll only pay tax when you draw down the money. So under present rules if your income through retirement or semi retirement was 10k you could draw down 2k of it a year tax free. I maybe wrong, but that’s what we think. Personally, I want to get my 25% out ASAP, because there’s nothing to stop future Governments ****ing with that figure Ps only applies to defined contribution ones, not sure about FS rules. Sent from my iPad using Tapatalk

If I was going to get arrested for a hate crime I’d want the victim to be a better looking bird than that one. Not impressed

Their worse than useless. The girl I spoke to was so paranoid that she would have been giving financial advice that she basically said **** all. From what I understand I can re join the company one, they’ll continue to contribute, but she wouldn’t commit on the tax implications. If I read the Gov rules correctly, you can take an annuity and not fall foul of recycling rules because that income is taxed. If I left my present employer at 55, I could take my pension. I could then take out a new pension with my new employer, so I don’t see the difference in terms of tax implications with doing that with the same employer. Maybe I’m look at it too simplistically, but the only downside i can see to taking a MP pension early is the compound interest you’ll lose. The FS portion is incredibly generous around taking it early, I’ll lose £92 a month gross, which is not a lot when it means taking it 10 years early. However it becomes incredibly unattractive if I can’t build up a decent new pot in those 10 years. I guess I’ll have to try this Govt pension service, or even pay for advise. Sent from my iPad using Tapatalk

Come on, isn’t it pretty obvious. You’ll be saying you don’t know why blokes cop a look at birds tits next. As for it being a hate crime, I’m with the silly old sod on this one. How on earth do you prove “hate” beyond reasonable doubt? It’s such a wholly leftie concept anyway. I presume it’s defined as you only committed the crime because you hated the person for what they are, rather than who they are. I get it with ethnicity, or race. You beat the bloke up because he was French, you kicked the bloke in the nuts because he was black, but when it’s a sexual thing and covers half the population how do you prove it. You coped a look at a bird because you hate birds. WTF. I guess lefties will say that rapists & sexual deviants hate women, but I bet the % of sex offenders that subconsciously hate birds is incredibly low, and up skirters will be the same. They’re just pervs who like chicks but can’t pull them.

Are you employed or is it a private pension. If it’s a company pension scheme are they still making contributions even though you’re drawing on their pension. I guess with auto enrolment they have to. Sent from my iPad using Tapatalk

Next year I reach the grand old age of 55. Having recently lost my best mate of 40ish years to the big C, those pension pots are looking quite enticing. However, it’s so bloody complicated I was wondering is anyone had some knowledge or advice. I’ve basically got a frozen final salary one, I’ve got clear projections of what taking it 10 years early will cost me, so that’s the easy bit. The complicated one is the one I’ve got with my present employer. It started off as a final salary, but when they closed that,it got linked to a defined contribution one. I’ve checked and I can’t take the Final salary part, without taking the money purchase portion. Therefore I thought It’ll be a no go because there won’t be enough to fully retire once I stop work. However, I’ve subsequently found out from a colleague that due to auto enrolment legislation you can take your pension and then start another one with the same employer the following month. I’m suddenly starting to think that I could take the linked one and because the FS part of it is frozen anyway , could then continue to work and rebuild the money purchase part of the pot. From what I can make out, all I’m going to be losing is the compound interest on the money. I’ve googled it and there’s something called MPAA which limits tax relief and stops people over 55 recycling wages through pensions and avoiding tax, but if I’m reading the legislation correctly it won’t apply in my case, because I’m going to be taking 25% & then having an annuity. Are my assumptions correct, or am I missing something obvious because getting extra income now whilst I’m fit and able to enjoy it, is pretty attractive. However it’s only attractive if I can continue to receive tax relief & company contributions after starting a new pension. Sent from my iPhone using Tapatalk

I bet they were all young males as well. Sent from my iPhone using Tapatalk

Banksies blue wave will steer the party in another direction. You’re the one supporting their leaders. Major, Cameron, May, all on your side of the Brexit divide. As you say, they’re dedicated to ****ing the less fortunate over. Luckily , the less fortunate found their voice and took back control. Whereas people like you are still siding with The Man against them. Sent from my iPad using Tapatalk

There won’t be an election. No chance, not a hope. It’s been taken out of the PM’s hands, and if you think enough Tories are going to vote for one you’re deluded. There is zero chance of them voluntarily voting for an election they don’t need to call, and with her at the helm. Sent from my iPad using Tapatalk

I’ve just had a quick skim read of the Forster contract extension thread. It’s probably about 70/30 against it being a good thing. Some people did think Les did the right thing and one even claimed he was on a par with Niemi. Sent from my iPad using Tapatalk