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Bank involved in crisis meeting....


bigdavewatson
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...or at least in driving Lowe to call it, in my opinion. I posted around a year ago that we were effectively in administration and was mocked somewhat. As the financial mire has deepened and become public with the announcements of the result this position has been accepted. The bottom line is that we are effectively in administration in all but name. We cannot do anything without Barclay's support and I expect there to be at least weekly, if not daily interaction between the bank and Cowan. I am sure the bank are very concerned after events all round at the weekend. Dont forget in the bank's (as well as Lowe's) eyes we are purely customers and all the indicators are that the business is self combusting>

 

I believe they are very worried about the debt and will actively discuss how things are going to change with Senior Management.

 

The above is based on my personal experience of running PLC's that are bigger than Saints and being in the same position rather than an understanding of the goings on between the board and Barclays - just for the record!

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...or at least in driving Lowe to call it, in my opinion. I posted around a year ago that we were effectively in administration and was mocked somewhat. As the financial mire has deepened and become public with the announcements of the result this position has been accepted. The bottom line is that we are effectively in administration in all but name. We cannot do anything without Barclay's support and I expect there to be at least weekly, if not daily interaction between the bank and Cowan. I am sure the bank are very concerned after events all round at the weekend. Dont forget in the bank's (as well as Lowe's) eyes we are purely customers and all the indicators are that the business is self combusting>

 

I believe they are very worried about the debt and will actively discuss how things are going to change with Senior Management.

 

The above is based on my personal experience of running PLC's that are bigger than Saints and being in the same position rather than an understanding of the goings on between the board and Barclays - just for the record!

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...or at least in driving Lowe to call it, in my opinion. I posted around a year ago that we were effectively in administration and was mocked somewhat. As the financial mire has deepened and become public with the announcements of the result this position has been accepted. The bottom line is that we are effectively in administration in all but name. We cannot do anything without Barclay's support and I expect there to be at least weekly, if not daily interaction between the bank and Cowan. I am sure the bank are very concerned after events all round at the weekend. Dont forget in the bank's (as well as Lowe's) eyes we are purely customers and all the indicators are that the business is self combusting>

 

I believe they are very worried about the debt and will actively discuss how things are going to change with Senior Management.

 

The above is based on my personal experience of running PLC's that are bigger than Saints and being in the same position rather than an understanding of the goings on between the board and Barclays - just for the record!

 

It would not be surprizing, especially as the abnk may have been expecting a cash injection about now from player sales which have to date not materialised...

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...or at least in driving Lowe to call it, in my opinion. I posted around a year ago that we were effectively in administration and was mocked somewhat. As the financial mire has deepened and become public with the announcements of the result this position has been accepted. The bottom line is that we are effectively in administration in all but name. We cannot do anything without Barclay's support and I expect there to be at least weekly, if not daily interaction between the bank and Cowan. I am sure the bank are very concerned after events all round at the weekend. Dont forget in the bank's (as well as Lowe's) eyes we are purely customers and all the indicators are that the business is self combusting>

 

I believe they are very worried about the debt and will actively discuss how things are going to change with Senior Management.

 

The above is based on my personal experience of running PLC's that are bigger than Saints and being in the same position rather than an understanding of the goings on between the board and Barclays - just for the record!

 

It would not be surprizing, especially as the abnk may have been expecting a cash injection about now from player sales which have to date not materialised...

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If the bank were involved, then I am sure it would be a board meeting and not a meeting with the players.

 

Maybe Barclays have a bit more nous about the business than we give them credit for, and someone from them wants to actually judge if the season, and therefore the club, is actually rescueable...

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If the bank were involved, then I am sure it would be a board meeting and not a meeting with the players.

 

Maybe Barclays have a bit more nous about the business than we give them credit for, and someone from them wants to actually judge if the season, and therefore the club, is actually rescueable...

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It would not be surprizing' date=' especially as the abnk may have been expecting a cash injection about now from player sales which have to date not materialised...[/quote']

 

Easily excused that one. They would be told that the vultures circling around will wait until the last minute before making offers for those players they wish to buy, knowing that way they will get the best price as desperation sets in. Good business practice.

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It would not be surprizing' date=' especially as the abnk may have been expecting a cash injection about now from player sales which have to date not materialised...[/quote']

 

Easily excused that one. They would be told that the vultures circling around will wait until the last minute before making offers for those players they wish to buy, knowing that way they will get the best price as desperation sets in. Good business practice.

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If the bank were involved, then I am sure it would be a board meeting and not a meeting with the players.

 

A board meeting could have been called yesterday, easy to do, it is just a formal meeting, not a public meeting like an AGM that shareholders can attend. Most of the Directors are there most of the time, Cowen, Wilde, Jones etc.

 

The bank maybe need feedback as to what the board are doing about the situation, due diligence on their investment.... after all it is their money that keeps our club afloat today, maybe not tomorrow unfortunately

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If the bank were involved, then I am sure it would be a board meeting and not a meeting with the players.

 

A board meeting could have been called yesterday, easy to do, it is just a formal meeting, not a public meeting like an AGM that shareholders can attend. Most of the Directors are there most of the time, Cowen, Wilde, Jones etc.

 

The bank maybe need feedback as to what the board are doing about the situation, due diligence on their investment.... after all it is their money that keeps our club afloat today, maybe not tomorrow unfortunately

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Easily excused that one. They would be told that the vultures circling around will wait until the last minute before making offers for those players they wish to buy, knowing that way they will get the best price as desperation sets in. Good business practice.

 

Agree, but its good for the buying clubs not for SFC or importantly the banks?

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Easily excused that one. They would be told that the vultures circling around will wait until the last minute before making offers for those players they wish to buy, knowing that way they will get the best price as desperation sets in. Good business practice.

 

Agree, but its good for the buying clubs not for SFC or importantly the banks?

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...or at least in driving Lowe to call it, in my opinion. I posted around a year ago that we were effectively in administration and was mocked somewhat. As the financial mire has deepened and become public with the announcements of the result this position has been accepted. The bottom line is that we are effectively in administration in all but name. We cannot do anything without Barclay's support and I expect there to be at least weekly, if not daily interaction between the bank and Cowan. I am sure the bank are very concerned after events all round at the weekend. Dont forget in the bank's (as well as Lowe's) eyes we are purely customers and all the indicators are that the business is self combusting>

 

I believe they are very worried about the debt and will actively discuss how things are going to change with Senior Management.

 

The above is based on my personal experience of running PLC's that are bigger than Saints and being in the same position rather than an understanding of the goings on between the board and Barclays - just for the record!

 

Hi...are your sources still talking about 'plan B'? (i.e. selling SMS and developing Stapleford?)

 

http://www.saintsweb.co.uk/forum/showthread.php?p=154752#post154752

 

cheers

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It would not be surprizing' date=' especially as the abnk may have been expecting a cash injection about now from player sales which have to date not materialised...[/quote']

 

 

When that statement was made in the Autumn, it was written before the economic crisis hit the world, and now " promising " youngsters are nothing to gamble on and with money in short supply few clubs will gamble on untried youth (as were Walcott and Bale).

 

Now we all look to a Kaka type-deal to start the snowball rolling and

the avalanche of transfers trickling down from Prem. sides ditching slightly older players, and more " Stern John / Euell " type deals with former "stars" making a career change and dropping a division or two to help out a little club. Without that ; Surman, Lallana or whoever else will be going nowhere-

(which still leaves us with an overdraft) - doesn't it Rupert ?

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Surely if money was that tight we wouldn't have been able to bring in two new players and sign Smith perminantly.

 

Or maybe the bank manager didn't rate Skacel at left back and thought Smith was a cracking player so what the hell?...

 

Yes that is so but were we expecting to sell or loan out others

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Hi...are your sources still talking about 'plan B'? (i.e. selling SMS and developing Stapleford?)

 

http://www.saintsweb.co.uk/forum/showthread.php?p=154752#post154752

 

cheers

 

No, not at the moment. I am sure that a number of different options are being discussed right now. As my post said this may or may not be one of them.

 

Cheers

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Ah, in your opinion I see now I've clicked it. Oh well.

 

Maybe they did, but I clicked expecting facts. I miss facts.

 

One thing I don't understand, people keep saying we're in administration or near it.....well, forgetting the silly notion that administration is a wonderful happy place full of positive results, and assuming the club would do all they could to avoid it.....why hasn't everyone been sold? if about to enter administration, wouldn't surman, lallana, davis, saga, DMG, schneiderlin be sold, and new players not signed?? even if for nominal fees, someone would want those players.

 

surely??

 

You are missing the point. I am not saying that we are just about to enter administration, simply that effectively we are operating in the same way. The bank have more to lose than anyone if we did go into administration, so it is a fine line between trying to keep things operating (not selling players) and keeping the debts low (having a say in certain activities).

Also we have tried selling at least one of those players - the fact is that there are no takers many CCC clubs are in a similar position to us and, in my opinion, not one of those players would get into a prem team. Anyone that was wanted has already gone

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You are missing the point. I am not saying that we are just about to enter administration, simply that effectively we are operating in the same way. The bank have more to lose than anyone if we did go into administration, so it is a fine line between trying to keep things operating (not selling players) and keeping the debts low (having a say in certain activities).

Also we have tried selling at least one of those players - the fact is that there are no takers many CCC clubs are in a similar position to us and, in my opinion, not one of those players would get into a prem team. Anyone that was wanted has already gone

 

Yes you are quite right I have alway thought we were in pseudo Administration but still getting in new players.

 

I think Administration proper would be a disaster but relegation not so bad Nottm Forest and probably Leicester have shown it is possible to return so would Leeds if they had not lost points because of going into Administration

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Yes that is so but were we expecting to sell or loan out others

 

If that was the case then we would sell/loan out, then use whatever money we get to bring in the new players.

 

If the bank were making the decisions I doubt they would spend money we didn't have in the hope that someone wants to buy one of our players.

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If that was the case then we would sell/loan out, then use whatever money we get to bring in the new players.

 

If the bank were making the decisions I doubt they would spend money we didn't have in the hope that someone wants to buy one of our players.

 

I dont think the bank are making the decisions.

 

I like you dont know where the money is coming from but Smith was already here and Cork and Pearce have left.

 

We got some money in from the Man U game

 

We also have to pay Saga but that maybe covered by not paying John

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Which one of the miserable shower that capitulated against mighty Doncaster would you want in your team if you were another manager?......other that KD who probably will go........I would suggest very few if any!!

 

Therein lies the crisis of January............Saints were hoping to sell or loan out their players to keep the bank reading water...........without the extra income I would expect any financial institution to look at the income stream for Feb, March, April and effectively pull the plug now!!

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Could it be that Lowe has called the meeting and has asked the bank to be present as he wants to show that he is lowering the debt and getting things (on paper) moving the right way, but needs them to cut him some slack so he can deal in the transfer window to preserve out Championship status? I am not saying he has lowered the debt as I just do not have that information, but could this be his approach to the bank?

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There's been quite a bit of talk on here about us being led by a bunch of bankers

 

 

del boy, you really are going to have to get to grips with the English language. Your spelling is hopeless. bankers is spelt with a W not a B when related to SFC.;)

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del boy, you really are going to have to get to grips with the English language. Your spelling is hopeless. bankers is spelt with a W not a B when related to SFC.;)

 

Sorry, my attempts at humour are going to have to be less subtle... too many shining wits on here.

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