Chelsea were an established top six side having already won several trophies including two European trophies in clear living memory.
Man City less glittering but still undeniably a big club and far, far bigger than us. And, they just happen to be in Manchester.
Neither club were West Brom suddenly signing players and winning trophies from nowhere.
Quite frankly, most players will not just sign for who pays the most. Ask Newcastle in the 1990s/early 2000s when they made various attempts to sign top level players. They bid more, and offered more salary, to Wayne Rooney.
Guess where Wayne went?
Nice try with the 1902 line. I give that 3/10.