Whitey Grandad

That would be nice

Ah, happy days.

Indeed. So it all comes down to the referee. If we get a Premiership luvvie-duvvie then we are in the doggy-doos.

Nah, once they score four then Ferguson will tell them to ease up. He has far too much respect for us as a football club.

It's because of the credit crunch. The lenders want to be sure that they can recover their money even if house prices fall by 20%, or even more.

It's perfectly normal for Saints' fans.

The only treatment for ankles is rest. Initially an ice pack - frozen peas are good, but wrap them in towelling. Later when the inflammation has gone down you can try some warmth. I'm afraid it's never going to be 100%, but you should be able to walk without a limp.

It is the duty of every taxpayer to pay the minimum that they can. If you feel the need to help your fellow citizens, then there are plenty of charities and other voluntary organizations.

Try to think of it as rent. When house prices start going back up again it will all look happier.

But does 'not taking any money out of the club' also mean 'not charging extortionate interest on any loans' ?

The money is paid to the pension company net of 20% basic tax, so if you want to pay in £1000, you only have to give them £800 and the pension company gets the other £200 from HMRC. If you pay %40 tax then you claim the other %20 back through your tax return.

Indeed, the only one?

And the VAT - if they choose to hand it over.

But they would have got better seats

Anything's better than the crap that's on now. (Wasn't the quote from Blackadder?) Edit: no, of course it wasn't. I really must wake up earlier.

'Personal reasons' being that he's personally not up to the job?

But you might just have typed '****' instead of '****'

Thanks, I'll let them know tomorrow.

Indeed. I know someone who wants to go but can't make the Carlisle game. They are happy to buy a linked ticket for any other home game.

I was talking last night to somebody who had a ticket for the Charlton game and did not know that the game had been moved to April. Had I not said anything she would have turned up next Tuesday to find the stadium closed. I wonder how may others there are like her?

I love languages and being able to say at least a few words to the locals. Like most people of my age I took Latin at school and it certainly helps with a lot of european languages. I speak French, which I use a lot in my business, German, Spanish, and I have spent the last 4 years in Italian evening classes. The trouble is that it is so similar to Spanish that it has partly driven out those words from my memory. I used to do a lot of business in Denmark and over the years picked up quite a bit of that language. First you need to find out if they're talking about you, then you need to know the numbers so you know how much they are willing to pay. Before I get too old I'd like to have some sort of understanding of Russian, Chinese and Arabic.

We've been twice, first to what is now called Diva Resort on Didhoo Finolhu and then to Olhuveli, both were wonderful holidays and both times in February. The islands are just north of the equator so get very hot, but the water is like a warm bath and very clear. Good for relaxing, snorkelling, diving we will definitely be going again but it will spoil you for anywhere else. Look carefully at the travel arrangements, charter flights usually arrive on a Sunday or Monday and there can be several hundred people arriving at the same time. The first time we went Air Lanka, hardly anybody on the plane and only 16 people got off the plane so all went very smoothly. We came back via three nights in Dubai - my wife loved that too. Used Air Lanka next time both ways but coming back we had some pigs in front who reclined their seats into our knees and got very shirty when I started kicking their seat backs. Deeply unpleasant and next time there will be a fight. Have a great time! http://www.olhuvelimaldives.com/

I agree. It looks to me like it says: 'you can, unless it turns out that you can't'.

'twas also in the Mail. (Mine )

I'm not clear whether you are you saying that the overspending did or did not cause the crisis. Personally, I don't believe that it did, but it has certainly left us poorly equipped to deal with the consequences.